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Paid off the £31,000! BUT - still scrimping!

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  • Sun_Addict
    Sun_Addict Posts: 24,099 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have too many pairs of sandals and boots. I've had a cull of them but still got loads. My problem is I try them on in the shop and they feel really comfy then when I actually wear them for longer they hurt. So I end up wearing only the really comfy ones. I'm waiting for a date to have my bunion done so hopefully I might be able to wear more of them at some stage. The woman I sit next to at work has so many clothes, bags and shoes you rarely see her in the same thing twice which makes me feel less guilty about my stash.

    Enjoy your brunch today :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm the same as you SA - I'd :hate to think of how much money I've wasted on shoes which I thought were comfy at the time of purchase and then proved anything but!:::(

    I also work with someone like your colleague - she insists that she doesn't have tons of clothes and accessories but ')ust swaps things around to make different outfits' but I'm not convinced. She does however buy most of her things in sales - and has bought some really lovely stuff from Zara. One day when I'm smaller I will buy lovely staff in Zara's sale........:(

    Have a good day everyone.
    X
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • It's good to have you back SSG :). Sorry you've been feeling low and stressed at work but I'm glad you're starting to feel better now.

    Half of the PPI could be a very good thing if you can't get hold of ex, great news that you'll be getting some money back anyway :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • BalanceBy50
    BalanceBy50 Posts: 489 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Just echoing everyone else - glad you are back! Hope you had a good brunch xx
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It's good to have you back SSG :). Sorry you've been feeling low and stressed at work but I'm glad you're starting to feel better now.

    Half of the PPI could be a very good thing if you can't get hold of ex, great news that you'll be getting some money back anyway :).

    Hi Hairy – thanks for your kind post. Yes it will be nice to get something back – it just goes to show that it was worth trying – even though the loan was taken out all those years ago.
    Just echoing everyone else - glad you are back! Hope you had a good brunch xx

    Hello BB50 – thank you! – brunch was very nice! The weather was sunny and we sat outside under a big brolly in the fresh air!

    I got the brunch this time around and it was my turn to pay for lunchtime coffees today with my friend – all out of the relevant pot which is now slightly overdrawn for the month! So I'll have to top up the debit from the ad hoc spends this week. Other budgeted spends was a nice 60th birthday card for a good friend.

    My friend and I also want to see 'The Lion King' next Sunday so will be getting some tickets when the new booking week starts tomorrow at the Odeon.

    Big budgeted pay out today was the half-yearly service charges for my flat, which always goes up every year! £535! Tomorrow I'm paying the awful renovation charge for the flat as well…………. :( Anyway I've brought my own breakfast and lunch in so nothing to pay here.

    Back on the 5:2 diet – I must get cracking on with this as I want to lose a few stone for the Norwegian holiday next year and time is fast ticking away…………..:eek:

    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,099 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I confess I buy most of my things in sales. Mainly Tu and M&S. I’m lucky I’m size 8 so there’s usually plenty left at the end of the sale which is when I go in :)

    Good luck with your 5:2, you’ve got a while yet before your next trip, you can do it :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    I confess I buy most of my things in sales. Mainly Tu and M&S. I’m lucky I’m size 8 so there’s usually plenty left at the end of the sale which is when I go in :)

    Good luck with your 5:2, you’ve got a while yet before your next trip, you can do it :)

    I tend to try and wait until I get a discount code from Marisota or Evans but I find that my size can sell out quite fast if I leave it too long.

    Thanks for the positive vibes on the diet. DD has booked some excursions for when we are away - one of them is a beach ride on Icelandic horses! It's a good job they're very sturdy!:rotfl: but I've still got to lose some weight before I'm allowed to ride one so that's another reason to drop some pounds!:eek:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • doingitanyway
    doingitanyway Posts: 10,016 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Good luck with the diet. Restarting myself!
    The Lion King should be good :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Wow,..that sounds amazing. Riding along a beach will be fab. Did you say you’re going next year? I thought it was this year but have been so AWOL I may have dreamt the whole thing!!

    Retirement will be SO good when you get there. Although maybe you’ll get bored and need a wee part time occupation :) shoe shop perchance ;) :rotfl:

    Have a great week x
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Enjoy the Lion King - I’m not sure about it tbh - I think the skills behind producing it are amazing - but - I think it’ll be too real- I blubbed at the animated one - not sure what I’d do with life like looking characters. You’ll have to report back.

    Your holiday sounds fantastic - what an incentive to get back on track with your 5:2 diet - you can do it.
    January spends - £587.58
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