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Student Accounts

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I've just been rejected for a student account due to a default on my credit rating. Are all banks likely to reject me or would it be worth trying another one?

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  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's a default on your credit history/file.

    Who was the bank who rejected you ?

    Who do you bank with ? Maybe try them if they offer student accounts.
  • Sorry, credit history.

    It was nationwide, who I already bank with.
  • Dobbibill
    Dobbibill Posts: 4,191 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    How long ago was the default?

    Be mindful that a student account's main feature is the interest/fee free OD [although not everyone gets the advertised amount] so if your default is recent this may well put a few banks off.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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