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The Gibberish trek to a deposit! - Page 5

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The Gibberish trek to a deposit!

edited 11 September 2016 at 10:51AM in How much have you saved?
45 replies 24.3K views
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  • savingwannabesavingwannabe Forumite
    15.6K posts
    Part of the Furniture 10,000 Posts
    ✭✭✭✭✭
    Gibberish, hurrah for new housey! Really well done.
    Try to have a minimal spend year in 2021
    Saving change in money box.
  • pinknsparklypinknsparkly Forumite
    509 posts
    Sixth Anniversary 100 Posts Name Dropper
    ✭✭
    Yeeeeeaaaaaaayyyyyy!!! That's fantastic news, how exciting!! And I totally agree with getting your bonus money from the government if you can. Offers like that don't come round very often!
    MFW2021 challenge #99: £1,722.83 / £4,200
    MFiT-T5 (Jan 2019 - Jan 2022) challenge #99: £23,424.21 / £30,000
    Initial MF date (18th Dec 2018): Jan 2054 Current MF date: Jul 2050
    Last updated: 26/04/2021
  • So I guess I should update this and bring this thread to a close.
    It's completion day TODAY eek!

    We got approved for our £282,000 mortgage with an £18,000 deposit (south east prices), this kept us within the £300,000 limit for stamp duty so nothing to pay there.

    The whole process has been fairly smooth besides a slight hiccup with our own solicitor but the people we purchased from were buying an empty property and we're going from rented so the chain was minimal thankfully!

    We are SO SO SO excited to get the keys later on today.
    Thank you so everyone that wrote kind words while I tracked our savings, whilst I didn't post tons I really enjoyed coming back to see how far I'd come each time.

    I started this thread in 2016 with a credit card balance that kept growing and a gazillion exams away from qualifying in my profession. I'm now qualified, have nothing on my credit card and just bought a house with my other half. AMAZING!

    I'll be making a thread in the future in mortgage-free-wannabes but for this thread it's good bye and thanks :D!
  • Skint_yet_AgainSkint_yet_Again Forumite
    5.4K posts
    Ninth Anniversary 1,000 Posts Name Dropper
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    Congratulations Gibberish that's great news :T

    Wishing you every happiness in your new home.
    0% credit card £1360 ~ paid in full
    0% Car Loan £7500 ~ paid in full
    JAN 2020 = NOW DEBT FREE
    Emergency fund £1000 / £1000
  • savingwannabesavingwannabe Forumite
    15.6K posts
    Part of the Furniture 10,000 Posts
    ✭✭✭✭✭
    Gibberish really well done.

    :beer::j:beer::beer::j:beer::j:beer::j:beer::j:beer::j:beer::j:beer::j

    Good luck on the new thread. Many nice people have moved over to there and I am sure you will continue to be v clever. Enjoy the new house and have a lovely summer.

    love swxxxxxxx
    Try to have a minimal spend year in 2021
    Saving change in money box.
This discussion has been closed.

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