Replies

• 6 April 2019 at 8:07PM

  savingwannabe Forumite

  15.5K posts

  

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  6 April 2019 at 8:07PM

  Gibberish, hurrah for new housey! Really well done.

  Try to have a minimal spend year in 2021
  Saving change in money box.

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• 13 April 2019 at 5:59PM

  pinknsparkly Forumite

  505 posts

  

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  13 April 2019 at 5:59PM

  Yeeeeeaaaaaaayyyyyy!!! That's fantastic news, how exciting!! And I totally agree with getting your bonus money from the government if you can. Offers like that don't come round very often!

  MFW2020 challenge #99: £5,943.81 / £3,600
  MFiT-T5 (Jan 2019 - Jan 2022) challenge #99: £18,946.02 / £30,000
  Initial MF date (18th Dec 2018): Jan 2054 Current MF date: Jan 2051
  Last updated: 30/11/2020

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• 24 July 2019 at 8:09AM

  Gibberish94 Forumite

  30 posts

  24 July 2019 at 8:09AM

  So I guess I should update this and bring this thread to a close.
  It's completion day TODAY eek!
  
  We got approved for our £282,000 mortgage with an £18,000 deposit (south east prices), this kept us within the £300,000 limit for stamp duty so nothing to pay there.
  
  The whole process has been fairly smooth besides a slight hiccup with our own solicitor but the people we purchased from were buying an empty property and we're going from rented so the chain was minimal thankfully!
  
  We are SO SO SO excited to get the keys later on today.
  Thank you so everyone that wrote kind words while I tracked our savings, whilst I didn't post tons I really enjoyed coming back to see how far I'd come each time.
  
  I started this thread in 2016 with a credit card balance that kept growing and a gazillion exams away from qualifying in my profession. I'm now qualified, have nothing on my credit card and just bought a house with my other half. AMAZING!
  
  I'll be making a thread in the future in mortgage-free-wannabes but for this thread it's good bye and thanks !

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• 24 July 2019 at 5:24PM

  Skint_yet_Again Forumite

  5.3K posts

  

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  24 July 2019 at 5:24PM

  Congratulations Gibberish that's great news :T
  
  Wishing you every happiness in your new home.

  0% credit card £1360 ~ paid in full
  0% Car Loan £7500 ~ paid in full
  JAN 2020 = NOW DEBT FREE
  Emergency fund £1000 / £1000

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• 25 July 2019 at 12:55PM

  savingwannabe Forumite

  15.5K posts

  

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  25 July 2019 at 12:55PM

  Gibberish really well done.
  
  :beer::j:beer::beer::j:beer::j:beer::j:beer::j:beer::j:beer::j:beer::j
  
  Good luck on the new thread. Many nice people have moved over to there and I am sure you will continue to be v clever. Enjoy the new house and have a lovely summer.
  
  love swxxxxxxx

  Try to have a minimal spend year in 2021
  Saving change in money box.

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