HSBC Credit limit

cheddar

hi, this was months ago but yeah it ended up that we had to go in to see a manager as ringing was hopeless. By the time his paperwork was found it was too late to use it for that application. So he had to make yet another application there and then. That in itself took an absolute age, he then said he had been accepted and just needed someone else to sign something. Then went off, then eventually came back and said no he actually can't have a card because of something on his credit limit (there was 1 teeny debt which was 5 years 11.5 months old at the time).

We gave up, I don't think we'll ever bother with them again in the future. They don't seem to know their ar*e from their elbow. The amount of time, expense, time off work, travel, worry and messing around for a mumbled "erm sorry" wasn't worth it imo.

Whytetwns

I just did a credit card eligibility check with hsbc and it say that it is likely your application will be accepted if you apply for a card today

what does this mean

Whytetwns

when I did the application they will get back to me in 5days in my email plus they asked me for my credit card providers to transfer balance witch I did give

aqua limit 950 balance 733
capital one limit 1700 balance 965

[Deleted User]

Whytetwns wrote: »

I just did a credit card eligibility check with hsbc and it say that it is likely your application will be accepted if you apply for a card today

what does this mean

It means your application is likely to be accepted? Not sure what else people can tell you.

Weybridge78

HSBC's own eligibility checker says that I am highly likely to be accepted for either the 32 month balance transfer card, or the dual credit card. On the other hand, both eligibility checkers from money supermarket and MSE say otherwise.

I understand that a number of people on this thread have applied when they thought they would be rejected. Were you also having the MS & MSE eligibility checkers saying that you could not get the HSBC card?

greenorange

I applied for HSBC Credit Card and Barclaycard Travel card at the same time. Got £5k for Barclaycard, and £1.5k for HSBC.

My main account is a HSBC Advance account, so I was approved instantly online and card showed up a few days later. £1.5k isn't that high of a limit, but fine for what I need it for.

Whytetwns

both mse and money supermarket and money.co.uk and uswirth and experian say I got 5/10 chance being accepted

Whytetwns

so I wonder if I will get it if I do I am defenitly getting rid of cap one and aqua

Whytetwns

Dear Mr whyte,
Please find your Credit Card eligibility check results below.
Results reference : 37602539-0-319656083
Based on the information given, if you apply for a credit card, it's likely your application will be approved.
The actual rate you receive may be different to this indicative rate below, following a full credit reference agency check and an affordability assessment once you make a full application.
The assumed credit limit is shown for illustrative purposes only.

this what eligibility check told me on hsbc

Weybridge78

Please can you stop with the multiple posts and just put it in one post?

I have had the exact same message, however I am trying to find out whether others have had the same message and then been declined following a full application.