Project Mortgage Neutral Begins

A_Frayed_Knot

ajmoney wrote: »

Erm...my brain must be foggy as I can't work out what you mean. I blame getting ready to run!

All this walking and a bit of running. I have set myself a little weight loss challenge by exercise alone and I think I may have blown this week's target out of the water. I don't believe the scales are correct so will see what they say tomorrow.

I know what I mean, I just don't explain it very well :doh:so here goes;

Instead of lowering your mortgage, your saving it in your isa.


In other words, just use your mortgage balance as a target figure but pay into your isa and not your mortgage.


I think my brain is starting to get foggy now :rotfl:and the light rain has just started here Hope your run goes well.

ajmoney

I wondered if that was what you meant but wasn't sure. This may be a better idea as the money is still mine and "we" will still be oping to the mortgage. I am quite excited about seeing my ISA total increase each month, I don't normally pay into it that regularly.

juliejim

Sounds like you had a good holiday in the end AJ and are getting yourself sorted. Is your house on the market now?

Jue

ajmoney

juliejim wrote: »

Sounds like you had a good holiday in the end AJ and are getting yourself sorted. Is your house on the market now?

Jue

Not yet, to be honest we have been slow to get the house in order. The plan is to paint the wall that needs doing tomorrow and then we should be about ready to get the house valued and decide who we want to use. I think I might be the one who needs to drive this, Mr AJM doesn't have much get up and go at the best of times.

ajmoney

That is the toughest running event I have done. I haven't done much training so it was never going to be easy and wasn't helped by a very tight shin early on but I adopted a run/walk approach and finished it and don't seem to be as sore now.

ajmoney

£7.48 tidied to my ISA.


We have done a lot of touch up painting, the kitchen walls and the railing outside today. Hopefully by the end of next weekend we will be in a position to call some estate agents.

ajmoney

£7.95 tidied to my ISA.

A long day today, day 1 of a first aid course that I have organised so will be glad when everyone is sitting in the classroom. Swim training at 6 and the taking our HQ out for a late dinner at 8.30. I think I have just enough time to get to work after swimming and head into town.

ajmoney

£3.37 tidied to my ISA.


It has been a very long day of powerpoint :eek: I didn't have much enthusiasm by the end of the day. Went out for a run with the triathlon club but that didn't help my mood much so think an early night is in order.

ajmoney

I had nothing to tidy yesterday and my life was so hectic I didn't really think about it. Nothing to tidy either so I might transfer £10 to my ISA.

shangaijimmy

I like your mindset...If you have nothing to tidy, then find something to tidy... If our account is "tidy" I always "tidy" £1 as a reward for tidiness...!