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NST August: Cut the chaff

apple_muncher
Posts: 15,248 Forumite



NST August Challenge 2016
Cut the chaff
Cut the chaff
Cut the chaff
… on food: not by deprivation but by replacing one ‘baddie’ with a ‘goodie’.
… on wants v needs: each time you don’t buy a ‘want’ keep a tally of money not spent and add it all up at the end.
… on exercise: make a plan and carry it out. Focus and make it count.
… on screen time: just 1 hour per day for leisure.
… in relationships: reduce time you have to spend with toxic people, those that drain you; nourish the good relationships and put time and effort in to them.
… on spending: this links to wants v needs. 15 NSD please.
… in health: we all have niggles (the older we are, the more we have!) Be proactive about them.
... in possessions: we usually have far too much stuff that clutters up our physical asurrounding and our mental state. Look at this objectively: if you do not love the item and find joy in it, then let it go!
Make each day count towards the goals that are important to you. Do something every day that takes you one step closer to one of them, and tell us about it.
Budget for every day’s activities. Look ahead. Plan what is going on. Set realistic limits.
The turtles are a friendly bunch who help each other keep on the straight and narrow. Check in every day for maximum benefit, and let us know how you are getting on, your victories (however big or small they may seem to you, we celebrate them all), your pitfalls.
Who is with me?
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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Comments
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Contenders:
1 apple muncher
2 Florence J
3 juliejim
4 misstara
5 earthgirl
6 Bobarella
7 Eager_Elephant
8 mothernerd
9 Yvieblue
10 greent
11 XSpender
12 clippy_girl
13 swimminginaseaofdebt
14 crazy_cat_lady
15 Fmess
16 speakingofart
17 Evkizzy
18 SpekySquarehead
19 Effyb4
20 thriftylass
21 smallholdingsister
22 Carviscocker
23 Dolly84
24 Houseplant26NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
I am definitely inDebt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
I'm in!
I managed 15 NSDs in July but may struggle in August due to the holidays but I'll give it a go.
Great challenge apple muncher
JueNST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
MBNA £55000 -
Please count me in appleMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Can I join in too please? Many Thanks15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Yes please!!" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Yes please - apple.
Looking forward to Augusts challenge.0 -
Yes please apple. May feel like I am drowning nut will keep plodding and do paddling to keep my head above water.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0
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Hello:)
Could I join you please? Working on developing a more positive mind set at present and this thread could be a big help in that.
Thank you.0 -
Count me in, please, apple! I will mainly just be following until we get back home (6th) when I will be joining in fully (although daily step count/ no of active minutes are both decent whilst on holiday, tv time is hardly anything (usually 1 hr every 2-3 days (Law & Order:D:D:D:D) and I am trying to choose fruit over something naughtier (but not always succeeding!:o:p)
Thank you:)
xxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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