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Back to being a DFW..AGAIN!

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  • LABMUM
    LABMUM Posts: 157 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I have similar sinking funds as you only I have one for clothing which I put £5 a week away which is for 2 adults and 2 teenage boys and health one which I put £10 a month away as I wear glasses. Can I ask do you use separate savings accounts or save them all in one savings account?
    EFC #185 - £510.00/£1000
    £2.00 Savers #95
    50p Savers Club #8
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    LABMUM wrote: »
    I have similar sinking funds as you only I have one for clothing which I put £5 a week away which is for 2 adults and 2 teenage boys and health one which I put £10 a month away as I wear glasses. Can I ask do you use separate savings accounts or save them all in one savings account?

    Hi LABMUM :) I have 1 account that i save them all in. Then i use an excel spreadsheet to keep track of how much is in each category.
    I used to do it with pen and paper, which is just as easy,so if you aren't keen on using excel then pen and paper is just fine.
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Afternoon All :)

    I feel like a very lucky girl today. I went to see my Dad this morning and he sent me home with a TV, TV stand, Sound Bar, DVD recorder and Amazon Kindle Fire!

    That has saved me a fortune. I'm so pleased, and thinking of a way to thank him properly. I think i might take him out to lunch in the New Year.

    I've already filled my Amazon basket with stuff for the house, so my home maintenance fund is going to be almost empty by the end of next week.That is OK though, that is what the fund is for. I have no light fittings at all throughout the house, despite moving in 5 months ago :o So i will be buying 4 new ones, and a lamp. I am hoping these are the sort that work with existing basic light pendants.
  • LABMUM
    LABMUM Posts: 157 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    That's fantastic WantToBeSE. Thank you for the information I will set up an excel spreadsheet ready for the new year.
    EFC #185 - £510.00/£1000
    £2.00 Savers #95
    50p Savers Club #8
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    You're welcome LABMUM :)
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Wow! How kind of your Dad :)
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Bobarella wrote: »
    Wow! How kind of your Dad :)

    I know, i feel very lucky.

    I have no idea what a DVD recorder does though..it either records ONTO DVDs from TV, or it records a DVD that you watch onto the hard drive?
    I am not technological at all!
  • What a kind man! Thats so lovely of him.
    Still here..... but working on that!
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    WantToBeSE wrote: »
    I know, i feel very lucky.

    I have no idea what a DVD recorder does though..it either records ONTO DVDs from TV, or it records a DVD that you watch onto the hard drive?
    I am not technological at all!

    Me either!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • lynnejk
    lynnejk Posts: 5,732 Forumite
    Rampant Recycler Debt-free and Proud!
    WantToBeSE wrote: »
    Afternoon All :)

    I feel like a very lucky girl today. I went to see my Dad this morning and he sent me home with a TV, TV stand, Sound Bar, DVD recorder and Amazon Kindle Fire! .............
    If you 'Google' it or look on You tube you will find all the info you need to connect and use all of these ;)
    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
    Bulk buy.......APR=233.76
    GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
    SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
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