I want to stop drowning

debtaghh

enthusiasticsaver wrote: »

Well done on resisting coffee shop. No sense in beating yourself up but if Barclaycard had not been taking a ridiculously low minimum payment you would have been forced to deal with this when the debt was presumably lower. I think the analogy of hanging off a cliff is good and shows your DH gets it even if he, like you, feels powerless to do anything. Small steps will make the difference though.

Thanks. That’s why I thought of stopping ds’s lunch , it’s £2.40 per week but that added to the 20p Capri Sun a day is a £3.40 per week saving. £132.60 in a school year just by cutting on those two things.

enthusiasticsaver

Capri sun is loaded with sugar anyway so you are doing your son a favour health wise

Storm89

I've just read your entire diary and you've come so far from doing the money transfers all the time. I am rooting for you to pull through and get this debt down.

debtaghh

Storm89 wrote: »

I've just read your entire diary and you've come so far from doing the money transfers all the time. I am rooting for you to pull through and get this debt down.

Thank you so much for taking the time to read it!

System

You have really tightened your budget , and you can only see how the next couple of months go . You can still see your friends without spending lots of money as you have found out.

debtaghh

Morning ,

I sorted my low mood out yesterday by keeping busy which seemed to do the trick. I ticked a lot of things off my long list ( I only list priority jobs on here). I currently feel in a better mood and pleased with how well I’m doing. The aim is to clear as much as I can over the next few months to reduce the minimums. It’s quite exciting challenging myself seeing how long our entertainment money can last. I have £50 to last until 20th. I have £40 p/w on food but I have meal planned and I don’t need too many bits other than the usual milk, fruit etc. My dh is def on the ball and is even starting to use the word frugal. My sister has picked up on the fact that this is my word of the year. My 16 year old hadn’t heard of it and said I know as you want to be frubal or whatever it is :rotfl:

Today I need to:

Pack and post business item and answer offers
Washing
Food shopping

Have a lovely frugal day everyone.

wishingthemortgaheaway

Frubel - love it. That should be your word of the year

Frugal, but with a hint of fun/silliness and 'I'm not going to let this s**t get me down' in it.

[Deleted User]

Bless him, love it and definitely the word for the year lol

You're doing great hun and your mindset has changed drastically xx

debtaghh

Food shopping done £25.02, I’m very pleased with that.

I’ve also cleared the very balance!

Storm89

yay to the very balance . I have one of those hanging over me so can't wait to get shot of it too. is that your weekly shop for that price? don't know if I missed some posts.