I want to stop drowning

debtaghh

enthusiasticsaver wrote: »

14 years!!! You have to do what is right for you. As Cumbria lass says maybe you will
find work next year which will help.

I know! I’m hoping my business will improve, I find a new job and being frugal will help. At least I have got rid of the tutor!

enthusiasticsaver

Yes. it all helps. just make sure you budget for xmas and holidays and gifts and cut back as far as possible. good luck for 2018.

debtaghh

enthusiasticsaver wrote: »

Yes. it all helps. just make sure you budget for xmas and holidays and gifts and cut back as far as possible. good luck for 2018.

Thanks and thank you for all your support. Hope you’re enjoying your retirement.

debtaghh

Morning,

New year tomorrow and hopefully a new and improved me!

I have ppl round for the next three days ( not sleeping here but will still need to feed them at least one meal a day). This has really made me realise even more that I can’t be doing this often as our food budget is ridiculously tight and having guests is taking away food from us. I feel so tight saying that which is unlike me but for us to improve this awful financial situation, I will have to be tight and think more of myself and my family.

Thank you for all your support this year, I really do value all replies even if sometimes some are hard to read as it makes me aware of things I do wrong😳

Happy new year! Here is to a fantastic and frugal 2018!

[Deleted User]

Morning debtaghh,

Onwards and upwards for 2018

You've come a long way this year and I'm sure next year will be even better.

Happy new year lovely xx

motivated

Morning debtaghh

Here’s to a new year, new start and a new you.

Already you sound more focussed and more positive about the future
Bring on 2018 :beer:

debtaghh

I had a long chat with dh and we have decided to try and pay our debts off on our own until May and then reassess. My dh seems more on the ball, I also mentioned we can’t eat as much 🤣 I’ve decided not to buy grapes as often as they are an expensive fruit and we go through at least 2 punnets a week.

debtaghh

Morning,

I hope everyone enjoyed last night and happy new year again.

I’m out for a meal tonight that’s being paid for but we have to buy our drinks so guess what we will be drinking....tap water!

I think I have enough boxes of biscuits to keep us going until July! If our budget gets really bad we always will have biscuits as food

debtaghh

I forgot to mention that I spoke to some friends about not doing bday presents for them and their chn. That’s a £100 saving. I said to my dh that it’s crazy the amount we spend on presents , it’s like we are sacrificing essentials to buy gifts for other ppl and that doesn’t feel right.

motivated

Hi debtaghh and a Happy New Year to you and yours.

I think the present idea is a good one and it shows that you have already changed the way you think and are putting yourselves first.

What is it then
Biscuit soup
Biscuit casserole
Biscuit pie
:rotfl:

We have enough cheese to last us too maybe we can do a swap and have a cheese and biscuit party

Enjoy your meal tonight
M