I want to stop drowning

debtaghh

Debt_Me_Out_Of_Here said:

Hi debtaghh, I used to follow your diary with an old account and noticed you haven't updated in a long time. I hope you are ok. 

Deleted_User said:

Hi debtaghh,

Hope all's well with you?

Pmo2
xx

Hi,

I can't believe it has been so long! How are you both?

I can't even remember where and how I left off here. 

I started my business is June 2020, which has had it's ups and down. I still have an employed job too.

debtaghh

motivated said:

Hi debtaghh
hope you are well and keeping positive (says me) 
This current situation has impacted so many but hopefully we all come out the other side and are able to move on.    Teaspoon  at the ready debtaghh
x

Hi,

How is your lake?

debtaghh

Hi,

I have been on here for years and was active for a while but then I stopped. My debt is awful but I am not brave enough at the minute to put it back up on here.

I have continued to do the same things I have previously mentioned on here with spending on breaks away in the UK, whilst cutting back on smaller things. I know this is wrong. I have struggled with my mental health and a few other health issues.

I am going to try and go back to basics and read some of the diaries on here and get some motivation back. 

Since this morning, I have already listed some items on eBay and Facebook and already have a bid on one item!

pennywisepoundstupid

Welcome back and good to see you posting.

Well done on getting some bits listed on ebay/facebook , remember baby steps and be kind to yourself.

I'm currently struggling with MH as are a lot of people and find I have days where loads get done and other days i find it hard to get motivated to do much, just take each day at a time and take care of yourself. xx

debtaghh

pennywisepoundstupid said:

Welcome back and good to see you posting.

Well done on getting some bits listed on ebay/facebook , remember baby steps and be kind to yourself.

I'm currently struggling with MH as are a lot of people and find I have days where loads get done and other days i find it hard to get motivated to do much, just take each day at a time and take care of yourself. xx

Thanks so much. Sorry to hear you are struggling too xx

Cherryfudge

Welcome back @debtaghh, I remember you used to be a regular part of this board!

It sounds as though you have more than enough to cope with so perhaps choose just a very few things to prioritise from whatever your categories are. For instance, MH - aim do something that helps you each day. Holidays - I'd imagine they help you cope but is there a way you could reduce costs such as cheaper accommodation, house swap, self cater? (Sorry, I'm just throwing ideas about, I have no idea what is appropriate in your case). 

Please keep posting, it's good to have you back.

debtaghh

Cherryfudge said:

Welcome back @debtaghh, I remember you used to be a regular part of this board!

It sounds as though you have more than enough to cope with so perhaps choose just a very few things to prioritise from whatever your categories are. For instance, MH - aim do something that helps you each day. Holidays - I'd imagine they help you cope but is there a way you could reduce costs such as cheaper accommodation, house swap, self cater? (Sorry, I'm just throwing ideas about, I have no idea what is appropriate in your case). 

Please keep posting, it's good to have you back.

Thanks. I definitely need to work on things. I'm trying to take more me time. With regards to the holidays, yes I should do much cheaper things.

im going to try and post more on here x

Cherryfudge

I went back to the beginning of your diary and found you were already thinking along these lines - in fact because it's your life, you have probably already thought things through a lot more than I have, and have lots of ideas. Don't overwhelm yourself though! Maybe pick a couple of things you feel you can achieve and focus on those?

debtaghh

Cherryfudge said:

I went back to the beginning of your diary and found you were already thinking along these lines - in fact because it's your life, you have probably already thought things through a lot more than I have, and have lots of ideas. Don't overwhelm yourself though! Maybe pick a couple of things you feel you can achieve and focus on those?

Thanks. I feel like I try but then lose focus but I am back on it now!

debtaghh

Hi,

I have managed to pick up a few hours of overtime today which wasn't expected. It's not a lot of hours but all adds up. I still have bits selling on eBay and one item is going for a lot more than I thought! 

I managed to cancel one holiday and it was the most expensive one, so that's good and I feel happy about that.

I am thinking of getting a cashback card to use every month on food etc and pay off... what are your thoughts on this? I know I would have to be disciplined but thought it would be a good way to get money back. 

I dropped off old ink cartridges a while back to Tesco and am due about £17 worth of points, which I thought would be nice to exchange for restaurant vouchers for when we are away. 

I'm cancelling my Tesco order for tomorrow, as Lidl have offered me a voucher of £5 off a £25 spend. I've done a shopping list and I don't need a lot, so am hoping to get this week's shop for no more than £50!

Hope you all have a great day.