I want to stop drowning

debtaghh

Deleted_User wrote: »

That's a difficult one. Does it work around the kids?

When mine were little, I had a job that I tolerated as the kids were small but the staff were lovely. Once they were older, I looked to move on.

Yes it kind of does during term time. I work the holidays but it's only part time x

enthusiasticsaver

debtaghh wrote: »

Morning,

Wanting some advice : I work in a job that is minimum wage, quite boring at times and has no prospects but the people are lovely and there is a lot of flexibility with time off etc . It's not a path I really wanted but love the ease of it. Should I stay here for convenience or try and look for something else? Im nervous due to my anxiety x

I think given you suffer with anxiety putting too much pressure on yourself would not help your mental health. While it is nice to earn more and it would help your finances the last thing you want to happen is you take on more responsibility (which usually goes with more money) and are unhappy and end up quitting. I just think at the moment you need stability with finances and for your mental health and having young children often means you sacrifice earning power although I know your daughter is older now. Only you can decide though but I once took a backward step for the sake of my sanity but it meant our finances took a hit. Eventually the money crept up as I moved upwards again though once my children were older.

debtaghh

Thanks very much for your advice.

I also worked out that in a year by me working full time with childcare costs I'd be £3000 better off which doesn't seem like a huge sum considering the hours I'd be working plus the additional stress. When people say wait until your children are older; what age would you say?

badmemory

Until you feel happy with them being latch key kids. For me this is older if you have more than one. Having been the oldest, it is unfair on that one to make them responsible for the other, unless of course the younger one allowed the other to tell them what to do. I used to be permanently in trouble because my younger sister would not behave & I used to get all the blame - for something I had absolutely no control over. You do not want to do that to any of your children (we still barely speak).



But leaving them on their own is totally dependent on how they occupy themselves when alone. My son I knew I could leave for over an hour when barely ten because he would come in & sit down & read. If they come in & run around then much older.

Silver_Queen

Is there any way you can make a bit of money at home? Typing maybe? Can you get an admin job in an office that pays a little more than minimum wage, but still lets you do part time? How old are the kids? How much do you owe now? Promise we won't judge. It might help your mental health to have it all out in the open, I know it helps me.

debtaghh

Thanks.

I have 3 children : 3, 8 and 17.

I have thought about more work from home as that doesn't incur any extra childcare costings.

debtaghh

Hi,

I am really struggling with this new forum on my phone plus my email notifications seem to be going into my junk box.

The debt front seems to be going very slow and it's really annoying me. 

debtaghh

Morning,

I am trying to cut back and am pleased with myself as I was invited out for a coffee and cake but i turned it down as it adds up. I checked our gas and electricity bill but we are still in a fixed contract and they will charge if I leave. One mobile can go onto sim only from April x

[Deleted User]

Have you looked at Bulb? If you have a referral link (I have one I could pm you), they credit you (and the referrer) £50 each, and they also pay up to £60 per fuel towards your exit fees with your previous supplier:
https://help.bulb.co.uk/hc/en-us/articles/115001227591-Claiming-exit-fees-charged-by-your-previous-supplier

We've been with them over a year and it's great. It's renewable energy. They only have one tariff so you know you're always on the best price, and the website is really easy to use. They regularly review your direct debit and recommend changes if they think you should increase/lower it. We pay about £30 a month less than we did with British Gas so it's a big saving!
And it's a rolling contract so you can leave whenever you like, without any exit fees!

Let me know if you'd like me to PM you my referral link.

[Deleted User]

When I've referred people in the past, they've always paid the referral bonus within a few days of the new contract starting, so I imagine you wouldn't be waiting long for your refund either.

They once emailed me a £10 voucher because it took them longer than usual to reply to an email query from me! I didn't even complain, they just contacted me unprompted!