📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

3 points or speed awareness?

Options
12346»

Comments

  • discat11
    discat11 Posts: 537 Forumite
    Part of the Furniture 500 Posts
    I did the SAC as I'd only just got my clean licence back a year before after an earlier 6 points, I found it very interesting and useful, despite the fact it was a 120 mile round trip for me as there were none I could transfer to nearer my home.

    We were not talked down to or lectured at all and the attendees were from all age groups, FWIW it was mainly those under 25 who didn't know the highway code/stopping distances which I found a bit shocking TBH. On the hazard awareness part of the course it was cyclists/motorcyclists who did best -no surprise there.

    I'd recommend saving your licence and doing the SAC.
  • Johno100
    Johno100 Posts: 5,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    discat11 wrote: »
    I did the SAC as I'd only just got my clean licence back a year before after an earlier 6 points, I found it very interesting and useful, despite the fact it was a 120 mile round trip for me as there were none I could transfer to nearer my home.

    Useful and interesting, but 120 miles worth of fuel, the cost of the course and a days holiday used(?) so probably not very MSE.
  • Johno100 wrote: »
    Useful and interesting, but 120 miles worth of fuel, the cost of the course and a days holiday used(?) so probably not very MSE.

    On the contrary, longer term it could be very MSE, if it saves further points and makes you a better driver, it's not all about speeding, a lot of what we covered was hazard perception, reading the oad ahead means less hard acceleration followed by hard braking, so also a possible fuel and maintenance saving.
    I hate football and do wish people wouldn't keep talking about it like it's the most important thing in the world
  • discat11
    discat11 Posts: 537 Forumite
    Part of the Furniture 500 Posts
    Johno100 wrote: »
    Useful and interesting, but 120 miles worth of fuel, the cost of the course and a days holiday used(?) so probably not very MSE.

    Probably not!
    TBF if you include the day off also from work it was definitely not very MSE, but I wanted my clean license and kept it.
  • Herzlos
    Herzlos Posts: 15,913 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If I received two quotes from the same firm, one where I revealed 3 points, and one not revealing 3 points, but the policy premiums were the same, then there would be no effect.

    But if there was no effect, why bother lying with regards to the policy?

    Also, I bet if you ran the 2 quotes above, the insurer would ask you about your points (I ran quotes with/without modified wheels and it tooks weeks to sort out as Admiral kept assuming I had them but didn't declare them).
  • Quentin
    Quentin Posts: 40,405 Forumite
    Herzlos wrote: »

    Also, I bet if you ran the 2 quotes above, the insurer would ask you about your points (I ran quotes with/without modified wheels and it tooks weeks to sort out as Admiral kept assuming I had them but didn't declare them).
    You missed the word "dummy" in the posts regarding doing quotes with and without 3 points to see what difference they will make.


    Always do anonymous quotes when playing with different scenarios to see what happens to the premiums!
  • Car_54
    Car_54 Posts: 8,867 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I'm not advocating lying on an insurance policy, I am simply posting what a Supreme Court ruling has decided ie a collateral lie is acceptable with regard to insurance.

    If you were to read the actual Supreme Court ruling, which runs to 56 pages, rather than the few paragraphs in the mass media, then it would be abundantly clear that it referred to the claims process only.
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Car_54 wrote: »
    If you were to read the actual Supreme Court ruling, which runs to 56 pages, rather than the few paragraphs in the mass media, then it would be abundantly clear that it referred to the claims process only.

    Even Radio 2's description of the ruling in yesterday's news made it clear to me that this was in relation to claims only...
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mercdriver wrote: »
    Even Radio 2's description of the ruling in yesterday's news made it clear to me that this was in relation to claims only...
    Of course it relates to claims, specifically what constitutes fraudulent claims. If Mr Woodwood had bothered to read the actual judgement rather than making things up as he goes then he'd see that for himself.
  • Robisere
    Robisere Posts: 3,237 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Returning to the OP's question:
    I am with everyone here who has taken the course and found it interesting. I live in rural mid-Lincs and had to drive down almost to Boston, but I really enjoyed this informative course, it was worth every litre of fuel. There was a Jaguar driver, a businessman, who thought that he should not be there and had some sort of priority over the rest of road users, but we all enjoyed the way that the team there punctured his ego. "You can walk out of here right now and take the points if that is your wish, the course is a voluntary choice. As was your choice to ignore the legal limit when your car was caught by the camera."
    I think this job really needs
    a much bigger hammer.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.