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I had a car accident what do i need to do

24

Comments

  • But you have his name and address, registration number and the name and address of the owner if it's not his car?
    Yes I have all that.
  • His vehicle is showing as no mot or tax. I've just checked and his car does have insurance.

    So he hasn't mot'd or taxed his car, do you think he has the funds to repair yours?
  • So he hasn't mot'd or taxed his car, do you think he has the funds to repair yours?
    Mummy and daddy said they will pay.
  • Tell them your cars a write off and you want market value for it. They'll back down as most don't consider the cost of a hire car when yours is in for repair. They expect you to have a quick cash job done at mates rates.
  • Tell them your cars a write off and you want market value for it. They'll back down as most don't consider the cost of a hire car when yours is in for repair. They expect you to have a quick cash job done at mates rates.
    I did think how am I going to get to work if they paid for my car to be fixed. I think they knew the car didn't have a mot or tax so they thought they would pay to keep their son out of trouble. If I was the one who hit his car I bet they would have soon asked for my insurance details. I will see what the garage says tomorrow then text them what they say or I'm contacting my insurance company. If I go through the insurance should I mention he mentioned his mot.
  • Quentin
    Quentin Posts: 40,405 Forumite
    His not having an mot is irrelevant to your claim.
  • I did think how am I going to get to work if they paid for my car to be fixed. I think they knew the car didn't have a mot or tax so they thought they would pay to keep their son out of trouble. If I was the one who hit his car I bet they would have soon asked for my insurance details. I will see what the garage says tomorrow then text them what they say or I'm contacting my insurance company. If I go through the insurance should I mention he mentioned his mot.

    Claim direct from his company if you go down the insurance route.
  • Claim direct from his company if you go down the insurance route.
    How do I do that.
  • Quentin
    Quentin Posts: 40,405 Forumite
    Ring them and ask to speak with their innocent third party claims department
  • thetriggerhappypwner
    thetriggerhappypwner Posts: 457 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 20 July 2016 at 1:42AM
    See if he has insurance here. https://ownvehicle.askmid.com

    That cannot be used to check someone elses vehicle without breaching the Data Protection Act 1998. The domain name should tell you it is for checking YOUR OWN VEHICLE ONLY.
    I am entitled to the insurance information about the vehicle detailed above for one or more of the following reasons: It is either registered/ owned/ insured by me or my employer; I am permitted to drive it; I am an Insurance Broker or agent and acting on behalf of my client.
    I understand it is an offence to wrongfully obtain information of this nature without any of the above reasonable causes. If I fail to provide true reasons for acquiring this information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data Protection Act 1998. I declare that the information provided will not be used for any purposes unrelated to this enquiry.
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