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ZC's Aim for a little independence

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  • zcrat41
    zcrat41 Posts: 1,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon all.
    So I'm having a quote for the carpets to see how much it'll be. I'm hoping it won't be too expensive. It's just a small area.


    Have been thinking about a Fitbit flex for a while and keep bidding on ebay. I've got enough Quidco money to pay for a second hand one. I often miss my Bounts step target when I'm sure I've done it - I just don't have my phone on me all the time. Maybe I should just wait till Xmas.


    Ordered DS's winter coat with my M&S vouchers. DD has inherited his old one - she looks like a boy in it but I'm sure there'll be plenty of winters when she'll want to choose her own coat.


    We have a family emergency - we've lost the Amazon Fire stick remote - at halfway through a House of Cards series that is not good! I've a funny feeling that little hands may have moved it somewhere, I just hope it's not the bin.
  • Hope you find that remote soon!!!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • zcrat41
    zcrat41 Posts: 1,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    We found the remote!! So chuffed.

    Had the wind taken out of my sails today. Ds will start school next year and he's registered for a private school. We thought long and hard about all aspects of it and decided to go for it. Having to write that first cheque out feels like a huge commitment though. Dh will increase his earnings from his business for the duration of their education - we see it as investing in them for 15 years rather than the business. The figures involved are a bit eye watering though and make me feel like my efforts to sell clothes on eBay for £5 are worthless.
  • zcrat41
    zcrat41 Posts: 1,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all.

    Friends over this weekend - had the first huge apple and blackberry crumble of the year - YUM!

    £25 John Lewis voucher had arrived. I need a new 'little black dress' so much put it towards that. Either I got taller or I shrunk my old trusty one in the wash. It's surprising how many times I used to weAt it.

    Discovered a small local theatre has Stickman on in November so have bought tickets to that for my god daughter - they'll come back for pizza afterwards so it'll be nice to spend some time with her.

    I'm trying to stay focused on my money saving. I get a lot of satisfaction from saving and from getting value for money. Just because dh deals in much bigger numbers doesn't mean I can't look after the pennies. We both think that saying of look after the pennies and the pounds look after themselves is true.
  • Stickman & pizza with your goddaughter sounds just lovely ZC :)

    I definitely agree about looking after your pennies too, and whilst a £5 eBay sale seems small now when you combine doing that regularly over the length of the mortgage (or the children's education term!) it seems far more significant!

    You're doing a great job, keep at it :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • zcrat41
    zcrat41 Posts: 1,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Kitten.
    Looking at my budgets from my moneysaving I'll have saved just over £1000 since August and should still have enough to do the hallway floor which as you say, all those little pieces do add up.
  • I was thinking of doing an apple & blackberry crumble today too for DD1 coming over.
    Real Autumn food!! Yum.
  • zcrat41
    zcrat41 Posts: 1,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon all.
    So the end of the month is here already and it's not been a bad one at chez ZC.


    My mortgage neutral target has been hit for September and now stands at £762 since I started this journey in August.


    I'm glad I held off buying a Fitbit - I've managed to get a free fitness tracker by ordering something I needed. If I use it a lot it'll prove I will make use of a Fitbit and I'll invest!


    Am looking into hallway flooring tonight. Exciting stuff.


    My issue at the moment is Spiders. I can't get rid of the horrid things. I have a real phobia about them which is ridiculous as I have no issue with rats and mice and wee beasties - just spiders.
  • zcrat41
    zcrat41 Posts: 1,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all.

    Having a nice weekend here. Dh and I normally eat with the children but last Night we got a curry after they went to bed. £15 and we both had such a nice evening - it was far more relaxing and cheaper
    Than eating out with the kids.
    Off
    To harvest festival today and I've made a custard and blackberry tart I'm really looking forwards to
    Eating!
  • zcrat41
    zcrat41 Posts: 1,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Uh oh. Maybe shouldn't drink the homemade plum gin at the harvest lunch then go online shopping. Have just spend £108 on Boden stuff :eek:


    In my defence there was a 50% sale on, I had a voucher with a further 20% off and went through Quidco to get 10% back so 7 out of the 8 items I got were 80% off rrp. Most of the stuff was kids wear for winter so should last well. And a couple of stripy Bretons for me and you can never have too many stripy Bretons!
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