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Halifax Easycash/Basic current account

Anyone know what the difference is?

Between Halifax Easycash and Basic accounts.

Looks as if Easycash has been withdraw, and you can "upgrade" to basic?

Comments

  • Dobbibill
    Dobbibill Posts: 4,195 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    It seems that you can convert the Easycash to a Basic account unless you are eligible to upgrade to a current account.

    I don't believe there is any pressure on customers to change if they don't want to.
    Also the basic account is only available if you have been declined for a current account.......ie you can't apply directly for it.
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  • No fees on Basic, Easycash has returned item fees of £10 and will charge unplanned interest if you manage to get the account overdrawn. Basic can't be used for Apple Pay, think the Easycash can.
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  • Paul_1977
    Paul_1977 Posts: 992 Forumite
    Thanks guys, well a family member tried to move to basic.

    The bank sent a letter, saying you can get a full current account, but you must go to branch. Result.
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