We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Precise Mortgages - how long from application to offer?

Options
15657596162191

Comments

  • Ugh here's me hoping I'm progressing quite well! Hopefully won't be to many weeks :(
  • They might be doing your differently though we sent all that back then they asked got more paperwork. No heard anything since Monday will chase broker tomorrow x
  • Time2go
    Time2go Posts: 198 Forumite
    We have valuation booked in for later today so hope that goes well: luckily got a nice 7% pay rise notifications yesterday but not telling precise unless we need to for affordiability as will slow progress if we do.

    I'm more worried that we are not getting more updates on how other side are doing that are buying my place rather than mortgage ATM
  • Time2go
    Time2go Posts: 198 Forumite
    So had update from mortgage broker and precise are waiting for valuation (happened today) and answers to question re bank accounts. Only they haven't actually asked any questions re bank accounts so she is going to chase that up!!

    How we can answer a question not asked I'm not sure and off course puts application to back of pile again.
  • I spoke to seller of our new home today and he's going on holiday for two weeks from Saturday! Still no valuation instructed so really worried there going have to wait till he's back which will slow things again :( emailed my broker to see what's happening x
  • Time2go
    Time2go Posts: 198 Forumite
    Estate agent should be able to provide keys for valuation to be done in their absence
  • Time2go

    Aw that's great news thank u I was so worried x
  • So precise wanted to know HMRC payment I make for overpaid tax credits and how long it has to run on a letter from HMRC. Luckily the adjusted payments slightly in April so I have letter but no way of scanning it in!!!! Tried a photo of letter but not acceptable so will have to wait till Monday very frustrating
  • Just an update from me as today despite the gambling deposists and CCJ I have received my mortgage offer from precise. They only had querys regarding my signature on passport didn't match the precise declaration so from initial application on the 12th September it took only 8 working days! I wish you all the best of luck, fingers crossed!
  • Congrats ggg must admit a bit jeleous. How long after valuation did you hear?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.