Must stop spending

little_miss_spendtoomuch

I had 6 NSD's last week! Monday to Saturday I didn't spend a penny!
Yesterday we went to the pub with friends for lunch and it came to £17 each.
On Saturday I returned a top which I bought in the sale for £60. I should never have bought it as I can't afford it. Once the money is back in my account I will transfer it to my holiday fund because I borrowed from that a few times this month.
Can't wait til pay day on Friday. I really hope I get a bonus. I'm looking forward to my direct debits going onto my cc in Feb because it will bring my debt below £5k

Still haven't exchanged on our flat and our mortgage lenders are currently being difficult. Looks like they might not actually lend us the full amount
Hoping for more luck this week...

little_miss_spendtoomuch

We got our mortgage offer! Finally. I can relax a teeny bit now. Just waiting for the sale of our flat to go through.
Broke my NSD plan today by buying cinema tickets for Tuesday night. £12 for tickets for my husband and I. My treat because at the moment he is driving me to and from the station everyday
Off to the gym straight from work tonight. I'm starting to get a cold but trying to ignore it in the hope it goes away!
Hopefully the rest of the week will be NSD's.
4 days until pay day...

kirtsypoos

Congrats on the mortgage offer LMSTM! Such a relief when it all starts to come together!

abba1772

Congrats on the mortgage offer........now you can breath a bit xx

little_miss_spendtoomuch

Thanks both!! Very relieved - got the actual letter in the post today

I've made it to the end of the month with £11 in my account so I've transferred £10 to my holiday fund. It's pay day tomorrow finally!! Doesn't look like I'm getting a bonus though as nothing has been mentioned

I've had two NSD's this week but today I was naughty... I bought tickets to see The Killers in the summer at Hyde park. I've always wanted to see them live!

Being treated to a meal out tomorrow evening but no plans the rest of the weekend so no spending for me!

little_miss_spendtoomuch

It's pay day!! no bonus though
Moved £350 over to the holiday fund this morning. Now only £200 more to go

abba1772

Boo to not getting a bonus........is this normally the time of the year where you get a bonus????

clearmydebts

Sounds like you're going great guns LittleMiss!

Congratulations on getting the mortgage offer through the post. It's always such a relief to get it through!

OH was supposed to get a bonus end of Feb but a member of his team mucked up on a project so it's been put back to June. Bit of a pain as had hoped it would clear some of the credit card but it will be a nice bit to get in June I work for a charity to understandably I never get a bonus.

little_miss_spendtoomuch

Thanks CMD!

Yeh we were told it would be in January pay. We are only talking like £300. We get it once a year.
This is the only job I've had where I've got a bonus but I was really counting on it to pay more debt off

little_miss_spendtoomuch

So apparently I will still get a bonus. They are working it out and will pay it to us shortly

I'm off work sick today. It's been brewing for over a week but this weekend I've been really rough

I phoned up my cc to ask about balance transfers as my rate is ending at the end of Feb. I had £2750 on it so what I've done is transferred £2000 from that card into my bank account with a £30 fee and then I will use that money to pay off the first transfer
It's funny paying off a balance transfer with another one on the same card! The rate was only 1.5% so I'm glad I was able to do it

Still no news on the sale of my flat.everything has gone quiet. It's with my buyers solicitor. Such a long process
The sooner we sell our flat the sooner I can start paying more off on my debt!