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The worst ‘paying in pounds abroad’ rip-off I’ve seen – where £160 of cash costs £190

"The worst ‘paying in pounds abroad’ rip-off I’ve seen – where £160 of cash costs £190"


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Comments

  • malkie76
    malkie76 Posts: 6,170 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How is this a rip off ? Your own bank absorb the costs of transfer, where as the Greek bank (whom you have no relationship with) charge a poorer exchange rate to cover their costs.
    Legal team on standby
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    malkie76 wrote: »
    How is this a rip off ? Your own bank absorb the costs of transfer, where as the Greek bank (whom you have no relationship with) charge a poorer exchange rate to cover their costs.

    Really?


    ......
  • Roger1
    Roger1 Posts: 1,603 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    At least you had a clear choice. In Switzerland the default option often seems to be the DCC shame where it can be difficult to change.

    I wanted to use my new SuperCard to pay the (grand sum of) 4 CHF on the car park machine. DCC was the only immediate option and 3.20 GBP was the converted amount. It took a while to get the CHF option. In the end, SuperCard's conversion was 3.02 GBP, suggesting the DCC premium was 6%.

    (Yeah, yeah. Using a card to pay 4 Swiss francs is not a big deal but I wanted to use my shiny new Supercard. :))
  • If you're going on holiday abroad this summer and take money out show us your rates!
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  • Roger1
    Roger1 Posts: 1,603 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Roger1 wrote: »
    I wanted to use my new SuperCard to pay the (grand sum of) 4 CHF on the car park machine. DCC was the only immediate option and 3.20 GBP was the converted amount. ... In the end, SuperCard's conversion was 3.02 GBP, suggesting the DCC premium was 6%.
    Checking my credit card account, I see that four days later they took an additional 7p described as 'Supercard: IC CASH 01'. This makes the total £3.09 for CHF 4, so making the apparent DCC mark-up about 3.6%.

    There's no mention of the surcharge or amendment in the SuperCard account on my mobile. :(
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