Starting again.. (again!)

rockabillygirl

That's brilliant news about the full time job - congratulations.

JLS1901

Thank you Rockabilly

I now feel so stressed out about the house situation now as was planning on renting a place with my friend (she's getting divorced and we have to move out of where we are currently) but she's looking at places that are too far away. We are also struggling as she has a dog and finding a place that will take a dog is hard.

I also am ending up alot of the time being guilt tripped into looking after the dog. I didn't mind while she's been away and the odd day while she's at work but I've had to come back early from visiting friends and I feel working full time the hours that I'm doing I will want my spare time to be my own.

I just don't know how to broach the subject as I feel like I'd be letting her down as she'd then find it even harder to get a place alone.

Why isn't life easy!

Welly x

JLS1901

Right got a week of sorting to do before I start my new job and I'm moving out to the room I'm going to be renting on Sunday.

Money wise is a bit of a nightmare I'm having to use my credit card to pay my bond and first months rent, but I should have this paid off again in 6 weeks.

I need to go to the shop later and do a tiny bit of shopping as need some milk and my iron levels are through the floor so need to get some iron liquid.

So nothing else really to report till I get working and earning.

Welly x

JLS1901

Well things didn't work out in the pig job, both the employer and I decided it wasn't the right choice for me so I left last week. Today I have had an interview for a full time job at a food company, Monday to Friday, nice company so will know about that tomorrow. I also have another interview for a full time again job in the local hospital down the road, I'm unsure which I would prefer.

Hospital job is more money and I could walk to work it is possibly long days so could be something to consider should I be offered it.. but the factory job is still good hours, money etc.

Both possibles anyway, fingers crossed!! Just need to get sorted.

Welly x

JLS1901

So better late than never, I had a call today from the factory offering me a full time position! I still have the interview on Thursday so will go to that and see what happens.

I'm annoyed as been unwell for a few days think it must be a bug or something sickness and such and it's made me feel really awful!

Going to write up an SOA and post it shortly.

Welly x

[Deleted User]

Congrats on the job offer, hope this one works out for you.

Once you are settled you can start making good headway with your debt plans.

Dxxx

JLS1901

Thank you Dolly, it seems like a really nice company to work for... but I will see how the NHS interview goes on Thursday.

Just feel relieved to have something else sorted. I knew in my mind the pig job wasn't what I wanted but felt pressured by people and the money but as they say you live and learn.

[Deleted User]

Well you tried it & it wasn't for you.

I think that is admirable in it's own way tbh.

You have some options aswell which is great, good luck!

Dxxx

JLS1901

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 1
Number of children in household.........
Number of cars owned....................

Monthly Income Details
Monthly income after tax................ 1147.93
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1147.93

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 400 Rent a room all bills in.
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 0
Gas..................................... 0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 35.5 Changing to sim only as soon as I can.
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 100
Clothing................................ 0
Petrol/diesel........................... 100
Road tax................................ 16.18
Car Insurance........................... 71.79 Renewal is in Jan.
Car maintenance (including MOT)......... 10
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 10
Haircuts................................ 0
Entertainment........................... 10
Holiday................................. 0
Emergency fund.......................... 10
RAC..................................... 13.2
Total monthly expenses.................. 776.67


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 1200
Other assets............................ 0
Total Assets............................ 1200

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
Tesco..........................872.74....25........24
Halifax........................667.44....20........17
O/D ...........................750.......20........0
Friend.........................1200......0.........0
Total unsecured debts..........3490.18...65........-


Monthly Budget Summary
Total monthly income.................... 1,147.93
Expenses (including HP & secured debts). 776.67
Available for debt repayments........... 371.26
Monthly UNsecured debt repayments....... 65
Amount left after debt repayments....... 306.26

Personal Balance Sheet Summary
Total assets (things you own)........... 1,200
Total HP & Secured debt................. -0
Total Unsecured debt.................... -3,490.18
Net Assets.............................. -2,290.18

Created using the SOA calculator at https://www.stoozing.com.
Reproduced on Moneysavingexpert with permission, using other browser.

JLS1901

Why has it not done all of it? I can't get the results bit up!