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Round and round the overdraft....soon to be no more

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  • louby40
    louby40 Posts: 1,598 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks Speky, Honey and Scott. Happy New Year to you all.

    Well first day back is done. Our Head teacher is off sick with very bad flu - he has a sicknote until the end of next week! So it’s made a more relaxing day :rotfl:

    My goals are just to reduce the debt (mainly my kitchen debt) add to my savings when I can and keep within my budget.
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Glad your first day back went well Louby xx
    Mummytogirls x

  • Hi Louby,

    How are you? Hope you've managed being back at work and you've avoided this bloody virus!
  • How is it going Louby. xxx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • louby40
    louby40 Posts: 1,598 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 13 January 2018 at 9:46AM
    Hi everyone, have just realised I haven’t been on here for a bit. Lots of school stuff and feeling a bit down with dark mornings and evenings. Money stuff is ticking along ok.

    I’m probably going to end up in my overdraft very slightly but it’s free up to £250 and I won’t be anywhere near that.

    My new kitchen table was delivered last weekend -we had to put the legs on ourselves and in the process of doing that we realised that the supporting bits of wood had a great big crack in one side. Took loads of photos and rang the company who apologised and said to use it until they can get a new one to us, which could be a couple of weeks. Love the table though but am not putting up with faulty goods.

    The 2 comfy chairs which should have been arriving early March are now a month later and not coming until the 10 April!!! This kitchen will never be finished.
  • louby40
    louby40 Posts: 1,598 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    6 NSD so far!

    We did a lovely 12km walk yesterday. I racked up 16,000 Fitbit steps.

    I attempted a Quorn bolognese for tea which was quite nice, lower calories and on offer in Tesco.

    We watched some TV last night and now it’s Sunday. The weekends just go so fast.

    I’ve spent a couple of hours doing school stuff and now I really need to start the ironing.
  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    Morning. We'll done you. I picked up some of the quorn too! Not made anything with it yet. Hope you have a good week. Xx
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • I've never tried it. Is there huge taste difference?
  • louby40
    louby40 Posts: 1,598 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The texture is different Speky. It sort of takes on the taste of whatever you put it with. We will definitely have it again. It was £1.58 I think in Tesco for 500g. We normally buy the really low fat mince which can be £5 for 1kg so it’s loads cheaper.
  • Ahhh, so it also makes sense financially. Ok, I too might give it a try. You've inspired me!!

    Have you any mamoth walks planned this week? I hope the snow doesn't reach your neck of the woods.
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