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The Ultimate Incentive muddles along

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    1. Record meditation
    2. 10 Vine reviews
    3. Put items on facebook marketplace
    4. See if any of the amazon items are within return period
    5. Record mini flow 
    6. Edit and post mini flow 
    7. Find 2 pose breakdown videos to edit and post  Did 4, points for overachieving this one task?! 
    8. Email last few customers from pre-lockdown event
    9. Upload all my designs to printful and onwards to Etsy 
    Not planning on tomorrow's list being much better with going back and forth to the car garage, and then hopefully meeting another friend for a walk (lock down is certainly getting me walking more although I'm doing about 15 hours less exercise a week so probably overall a significant loss) so I'm just rolling today's tasks over in the hope I can finish them. 
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    1. Record meditation
    2. 10 Vine reviews
    3. Record mini flow 
    4. Edit and post mini flow 
    5. Email last few customers from pre-lockdown event
    6. Upload all my designs to printful and onwards to Etsy 
    Sitting down for the first time at nearly 10pm, so let's just call this tomorrow's list. 

    Nice 6k walk with a friend and her tiny baby completed. Car taken to the garage, passed it's MOT and service, £245 so not too bad, went back and got the car. Mostly it was great to just be in the car with mum (masks on) and catch up without a phone in the way, to get to and from the garage as 9 miles each way 3 of which are on a dual carriageway seemed a bit like madness. 

    Had someone come and clean the oven today, seriously impressed. £40 for 3 hours work and it looks like new and most importantly the pull out rails are working again as it kept getting stuck and tipping the food suddenly off them. 

    We hadn't planned on not being able to use the oven overnight though, and Tesco are coming tomorrow (our fridge contains a lot of jams, a head of broccoli, some onions, not much else), and we're avoiding going into an actual shop at the moment so ended up getting pizza delivered, only the third takeaway this year, it did gaul me to do it, but it's only £7.95 for a pizza, and one pizza feeds two kids for two meals, or me on my own for three meals, while NIM had a whole pizza and a garlic bread too - so at least me and the kids are covered for dinner (and in my case lunch) tomorrow still and I can't get too chewed up at £2.65 a serving. 

    £78.26 remaining from this month's budget, so paying it all off the current overpayment card now, ready for NIMs payday tomorrow when I can do the monthly big payment (I love that part, so I can only imagine how much I'm going to love it when I'm putting that payment into savings and get to keep it. 
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    edited 19 November 2020 at 11:19PM
    Ended up paying of £77.35 - as that was the amount of interest added on this month, and means my signature totals are still right, and my balance on the card is still a round number, tomorrow I'll pay off a bigger round number. 

    I do have some debts not in the signature, hard as that is to believe. Not sure if I should add them in at this point, as I had them back in 2018, one of them is to my parents, and the other is overpayment of tax credits, which I was unaware had been done at that point. We don't get them now, but we were overpaid in 2017-2018 before my business was going and I was just SAHM with a little bit of Etsy income and NIM was earning half what he is now. 
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Paid off just over £2000 yesterday, however I've made the decision to include all our debts in the signature. So when I update in a few days I think we'll be closer to 50% paid off despite having paid off an extra £2k. 

    Vertigo is bad again this weekend, and I'm really unhappy that I can't do much with the kids. I've recorded some audios, but generally just feeling sick, dizzy and sorry for myself.  
    1. Record, edit and post meditation
    2. 10 Vine reviews
    3. Record, edit and post mini flow 
    4. Edit and post Friday's class
    5. Upload all my designs to printful and onwards to Etsy 
    6. Edit and upload all podcasts for this week and next week
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Looks like we need to budget for a new dishwasher either this month or next though, it's having a tantrum. It is 11 years old and used usually twice a day though, so it's served us well. 
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I am completely, and utterly frustrated today. The uncertainty of if I can reopen my business in 2 weeks is driving me insane. I want to work, not tinker around the edges! NIM was in a minor car accident a few weeks ago, his fault, went into the back of someone, slowly but enough that they need work done to the bumper. Our truck actually came off worse with a shattered headlight cover and some damage to the bumper and bar, but I can't justify getting it repaired when the company that owns it is down to it's last £1000. 

    The gift guide I'm trying to put together the only criteria I had were that it must be independently owned (no MLM) and operating legally by one of our customers or their families. Over half the emails I've received are for MLMs. I despair. 

    So I'm adjusting my expectations for today on the grounds of what I want to do and what is urgent. I also only have a little time on a Sunday, after the kids go to bed mostly although I can usually grab another half hour or so during the day. 
    1. Edit and post Fridays class
    2. Edit and post tomorrows podcast 
    3. Post details for tonight's live class
    4. Upload all my designs to printful and onwards to Etsy 
    And then if I get that lot done I can work on new designs, which I actually enjoy doing as it feels like moving forward. 
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Must be very frustrating. Hopefully they will make an announcement tomorrow, it would help people to know what was going on especially businesses. Hope you are feeling a bit better Dinah.
    I managed to sell a Christmas jumper and some other kids clothes on ebay so a bit more money in the Christmas present fund and also more room to store the presents too! Girls have been at their dads since yesterday so been watching Christmas films and ordering presents.


  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I couldn't sleep last night just chewing over whatever is going to be announced today. Before lockdown tier 3 gyms could open, but not fitness classes, which is the vital bit for me as we only run on a taught format. 

    I still can't get my designs onto printful and therefore Etsy. I've emailed tech support so just waiting for a reply. 

    So today's plan
    1. Plan tonights class
    2. Edit and upload last night's class
    3. Edit and post this weeks podcasts 
    4. Order new equpment 
    5. Check facebook inboxes
    And after that just potter on with designs, I figure I've got at most another week to get them up pre-Christmas, then I'll move onto doing my accounts. 

    I put some very mini videos up last week, as in one minute long on youtube, I've had more views on them in a week than in my full length classes I put up a year ago, so I am considering doing some more as a way of getting my brand name known before we launch our teacher training course. 
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    If I were in your shoes, with having the studio space, I'd push for lawful dissent. I was going to do it if our family business was forced to close but construction has been left alone. Not to soap box it, but how they've treat small companies while leaving the global businesses alone is criminal. 

    Hope the vertigo isn't too bad today. I've heard of so many people suffering with it this year, you're doing well to keep working with it as it would floor me.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Our insurance wouldn't cover us to open if it's against guidance unfortunately, and a gym less than 10 miles from me has just closed after racking up £33,000 in fines for not closing, so I'm just hoping they see the sense in allowing us to reopen when we don't ever have more than 12 people on the premises and they're all more than 2m apart with no shared surfaces etc. 
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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