My debt free diary - getting my life on track

Poor_Single_lady

Hello, just wanted to say I hope you have a nice time with your children today. You do sound like a really good mummy. Im sure your son didn't give the ice cream another thought really. Especially if you had them at home once you got in.

And please don't worry about your diary not being exciting. I read it and find it helpful. And at the end of the day it is for you to write anything you want in for you. I think mine is more boring and repetitive anyway! Lol.

Hope today is nice for you and wishing you well. xxx

Poor_Single_lady

I missed out the main part of your post. I am really sorry. Schools can be hard places. I hope you can all get through that, I cant imagine how hard that must be. Must be very hard for you. Xxx

Lindy_-_Loo

Hello, mintvine and consumer pulse are good survey sites. I get a payout most weeks on mintvine, it says $10 so you get £6.65 Into PayPal and takes 7 days to get there! I'm using it to pay off our visa card a bit extra each time xxx

rexelpink

Evening diary,

Just a quick post today from me, got a friend coming over in a bit and am going to have a glass or 5 of wine! ( 1 bottle in the fridge from ages ago, and she will bring another bottle)
Payday Monday yay!

DS had a bit of a meltdown earlier, was waiting for it to be honest, we both had a bit of a cry. He seems ok now but I will need to go to the school on Monday again.
I'm feeling a bit nervous now about he while hrmc tax thing, had a quick look earlier couldn't find anything on their website. Although I did see a link about marriage tax allowance which I'm pretty sure we qualify for that so will put it on my to do list for next week.

Made my pad of £2 to my emergency fund today, up to £38.84 this is the most money I've ever had saved with no intention to use this side of payday since DH stopped working 2 years ago. Small steps but I'm really pleased! Plan to put another £2 in it tomorrow to make it £40!

On a different note I had an alert from equifax to say there was an alert on my credit file. Opened it up with that familiar feeling of dread only to find it's good news! My score has jumped up a few points!!
Nothing major but it made me feel really motivated x

Thanks all for your kind words and survey tips, il be back tomorrow and will have a proper read / look x

Huskyrunner

rexelpink wrote: »

Do you prefer survey expert or survey superstar? Xxx
I will get on it now thanks xxxx

haha either is fine lol

I am getting regularily booted out today lol

Huskyrunner

Littlebirdie wrote: »

Hey, thought I would say hello.

Great that you are doing so many surveys! The only thing that stops me is going through the malarki of registering as self employed....did you do that? Dont worry I'm not the police or anything I just want some inspiration! Thanks

Why would you need too register as self employed re surveys???

I know a lot of people that do market research surveys and at most you would be very very lucky too break say 1000-1500 pounds per annum off them and the income is not guaranteed

rexelpink

Evening diary,

Not a lot to report today, been feeling reeaaallllyyy delicate so have just played with DS and DD.

Did attempt to write a monthly meal plan with DH before he does the big monthly shop tomorrow. I was hoping we could make a list for him to take rather than the usual turn up and browse approach he normally takes.
I drew the chart and we started to talk but my head wasn't really in it and he just wanted to watch f1 so it didn't get done.

I did put the £2 in my emergency fund so it's now at £40! Yay!

Early night for me tonight I think, I've just had a look at Netflix and the new series of oitnb is available to watch, so I'm going to watch that for an hour then head up to bed. Yawn x

Littlebirdie

Huskyrunner wrote: »

Why would you need too register as self employed re surveys???

I know a lot of people that do market research surveys and at most you would be very very lucky too break say 1000-1500 pounds per annum off them and the income is not guaranteed

I just read it on the info from Martin about earning money from surveys

rexelpink

Evening diary,

Well a week today since I started my diary, happy one week anniversary!
I've not looked at any survey emails today, been busy with work all day.
Today is payday! Yay! £202 paid off the bills, including £5 into the emergency fund.

This now takes my total debt to 11,974.38 Happy days a 1025 chunk paid off since I re joined mse in June!

I know realistically I can't pay that much every month, (got an unexpected bonus at work a few weeks ago) but still today is for celebrating!

reality_check

Hey! I have enjoyed reading your diary, it's not boring...head to mine for that all I talk about is counting down to pay day every day it seems lol

Sorry to hear about your son, children can be nasty little sh*ts to each other...hope it gets better soon.

Good news about the credit score! Are you paying monthly for Equifax? Because you can get a free one every month from Noddle.

I love OITNB!! Couldn't believe in January I was seeing adverts saying "New season coming soon....JUNE" I remember thinking that was so long and now it's June already and none of my New Years Resolutions have even kicked in lol xx