No loan company will accept me!

hnk

So my credit rating is poor, I have tried every single loan company i can find including ones such as myjar. But none of them will accept me. I desperately need money to consolidate debts I have with people but I can't seem to get a loan company that will accept me without a guarantor.
Is there any one that somebody knows which will accept anyone for a loan? I dont mind an upfront fee but I have heard alot of those are fake. Please help me people!:mad:

Gaz83

Sounds like you're out of options.

Head over to the Debt-Free Wannabe board, post a Statement of Affairs and get tips on reducing spending - that will let you tackle your debts.

bris

Anyone who charges you a fee will scam you. Your credit history cant be changed because of a fee.

DCFC79

You don't need a loan, you need to look at your spending, cut back on stuff. The DFW board can help with that.

Dobbibill

hnk wrote: »

So my credit rating is poor, I have tried every single loan company i can find including ones such as myjar. But none of them will accept me.

Stop applying, you will look desperate to any credit provider if you apply for loan after loan after loan.

I desperately need money to consolidate debts I have with people but I can't seem to get a loan company that will accept me without a guarantor.

You don't need to consolidate debt. This rarely works and getting rejected for lending has done you favour. [you prob won't agree with me just yet] Paying one creditor or multiple creditors will make no difference......it still needs paying.

Make sure you look at the reason you got into debt in the first place. You have to address the root of the problem of the debt otherwise history will just repeat itself.

Is there any one that somebody knows which will accept anyone for a loan? I dont mind an upfront fee but I have heard alot of those are fake. Please help me people!:mad:

Forget the loan idea and as other have suggested head over the DFW board and post a SOA.