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Payment a Day Chapter 17

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Comments

  • mandz1
    mandz1 Posts: 2,548 Forumite
    £12.42 straight to very again please
    PAD Maker
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Hello!

    Just discovered this thread after seeing it recommended on another one! Top idea!

    £400 for me today after a surprise rebate from the Taxman :)

    Only one rule on here Pennies....once you join you can't leave!!! :rotfl:

    This is one of the friendliest, most non judgemental, threads on here. We don't beat you up for whoopsies - just welcome you back when you get back on the wagon - t4450.gif


    Keedie wrote: »
    Welcome Penniesinmyjar, you've discovered a great asset to achieving financial freedom!:T

    My PAD is £5 today please Erme - and I'm glad that you're able to sleep with less night time interruption. Your MHWellness Plan sounds very similar to mine - albeit in the reverse order; medication, eating well, me time and sleeping well :D
    xx

    I had bad dreams and pulled something in my sleep - so spent 3 hours napping on chair in middle of night. My order for my 'wellness' plan is not important. But it's just basic stuff. Tonight I need my hot milk and honey before bed for nightmares - otherwise that's 2 nights down :D - ask me again on Tuesday LOL

    Anyhow having welcome the newbies and forgot to say I like little pads :j for a few days I'd better tell you yesterday's total LOL
    £511.69


    Keep on Padding!!!

    f78d40da569bd6eb399edf8fe550bbf5.jpg
    e
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    Payday PADs for me totalling £470.00 please Erme
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Thank you everyone for the warm welcome!
    Much smaller payment today of £1.50, 4 days to pay day and I am really stretching the pennies now!!
    £1000/£1000 Emergency Fund
    Credit Card 1: £5,671 / £9,500 [STRIKE]Credit Card 2: [/STRIKE][STRIKE]0/£9,000 [/STRIKE]
    [STRIKE]Credit Card 3: £0 / £2,500 [/STRIKE] [STRIKE]OD: £0/ £3,000[/STRIKE]
    £18,360 gone! :j
  • ahall3519
    ahall3519 Posts: 580 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Thanks Erme! Good evening everyone! Hope everyone is ok. Just a small PAD for me today of £5 to the usual Barclaycard CC. Thanks!
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in with a PAD - £11.49.. pmt to cc please ERME - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Keedie
    Keedie Posts: 2,984 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi All,

    Late in the day PAD for me, as it's been a busy day - phew!

    I managed to get the new All In One Santander credit card and got 40 months interest free, with a 1% balance transfer fee :j! So this takes the pressure off me as I am unsure how long I will be unemployed for, and one of my 0% interest plans runs out in a couple of months and I had no way of paying it off :eek:. There's a £3 monthly fee though, so I need to think of a way to cover that :(.

    But anyways, enough rambling, my PAD for today is £2100 balance transfer from Santander to MBNA plus £15 PAD to cover today and the weekend, so a total of £2,115.

    Have a good weekend all, it's the start of half term so I am busy with day trip I.O.Us for my son, nephews and nieces so I'll just be dipping in and out.

    Kind Regards,

    Keedie,
    xx
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Well sleep is beginning to improve bar perennial nightmares which I have a few tricks up my sleep for :j

    Anyhow good morning Paddingtons

    Anyone seen Dizzy or Bob lately? Hope they are ok!

    But seriously all I have done to get the sleep pattern back is no light on in bedroom (had it on for nightmares) and no caffeine when wake up for juice in night :).Now am getting up on time after proper sleep:)


    I likey that!!! I likey that a lot 2uge4p4.gif

    So with Keedie doing a whopper pad and the ahall doing a lovely wee pad we now have yesterday's total


    Are you sitting comfortably?

    tis


    £2632.41


    Have a good weekend folks!


    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Great total yesterday.
    My PAD total today is a small £4.85 to very.

    My daughters 1st birthday today so off to fair later with all 3 kids, let's see how much money I come home with.
    PAD Maker
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Nice totals coming in


    Payment of £81 to OH's cc for me today please Erme


    Have a good weekend all
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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