Late payment on score

Danny.147

Hi guys just need some advice, i have a credit score of 930 on experian, i have had 1 late payment from tsb which is due to there account monthly fee. It is due to drop of any time now as it was registered beginning of december is there any way i can have this manualy done quicker

Many thanks
Dan.

[Deleted User]

Markers will stay on your account for 6 years and then drop off automatically. They won't be removed early.

Danny.147

Hello,

After 6 months i think it stops being a negative im sure.

Thanks

[Deleted User]

That's up to each lender. Nothing to do with Experian - they just report it.

Dobbibill

Danny.147 wrote: »

Hi guys just need some advice, i have a credit score of 930 on experian

Only you and Experian know about this score - no one else will see nor be told about it.....it's irrelevant to any lender

i have had 1 late payment from tsb which is due to there account monthly fee. It is due to drop of any time now as it was registered beginning of december

It will drop off in 6 yrs as said before

is there any way i can have this manualy done quicker

no, it cannot be removed early, quicker or faster - it is factual information that stays there for the 6 yrs

What are you looking to do?
Are you planning on applying for some form of credit? Mortgage, credit card or loan?

As time passes it will impact you less and less.

DCFC79

Danny.147 wrote: »

Hello,

After 6 months i think it stops being a negative im sure.

Thanks

Each default, marker etc is open for each lender to decide if it is an issue for them, some may not find it a problem.

If it's a recent 1 then maybe it will be a problem.

Your score on the other hand isn't seen by lenders so don't focus to much on it.