Sending Cheque or postal

wileycat

Just a thought, how would a credit card cheque fair out...I know theres usually a fee involved but would fraud be covered by the c/c guarentee?

soolin

wileycat wrote: »

Just a thought, how would a credit card cheque fair out...I know theres usually a fee involved but would fraud be covered by the c/c guarentee?

Credit card cheques are not secure and are not covered the same as a payment made by a credit card.

soolin

reehsetin wrote: »

thanks just confirmed my thinking usually i stick to paypal but i got desperate and didnt check properly he was one of the only people selling the item (http://forums.moneysavingexpert.com/showthread.html?t=573629)
think im just going to have to risk it with a postal order, hopefully it will be quicker than waiting for cheque to clear etc hes got decent feedback 1100ish at 97.7% so hopefully it will be ok

:eek: I would even hesitate at using paypal and buying at all from a seller with that percentage feedback on over 1000 sales. If you go ahead with this then you must seriously the fact that you can do nothing at all if the item is incorrect or fails to arrive..what are his negs for?

reehsetin

he seems to be importing items from abroad, main negs were for a problem with a batch of mp3 players he sold and a couple of negs and neutrals about slow postage and the fact he charges like £6 for postage but sends 1st class,
if he raises a non paying dispute will it close my account, im not too fussed but obviously dont want to loose my account if i dont have to

Brooke_Daver

reehsetin wrote: »

he seems to be importing items from abroad, main negs were for a problem with a batch of mp3 players he sold and a couple of negs and neutrals about slow postage and the fact he charges like £6 for postage but sends 1st class,
if he raises a non paying dispute will it close my account, im not too fussed but obviously dont want to loose my account if i dont have to

People send thousands of cheques every day to pay for ebay items, realistically you are more likely to be ripped off by someone taking paypal as their address is kept from you.

Don't be put off by some of the doom and gloom merchants here.

frivolous_fay

Brooke_Daver wrote: »

People send thousands of cheques every day to pay for ebay items, realistically you are more likely to be ripped off by someone taking paypal as their address is kept from you.

Don't be put off by some of the doom and gloom merchants here.

Even eternal optimists such as you can't deny that it's possible to entirely cover yourself for problems if you pay with paypal... something that is NEVER possible with a cheque.

Brooke_Daver

frivolous_fay wrote: »

Even eternal optimists such as you can't deny that it's possible to entirely cover yourself for problems if you pay with paypal... something that is NEVER possible with a cheque.

I got ripped off twice with purchaces I made via paypal.

If i'd payed by cheque at least I'd have had a real name and address to pursue.

Paypal promise me that just as soon as the scammers upload some more money, I'll get my refund.

reehsetin

realistically i buy a good for £30 f it doesnt turn up yes i have their name and address but what would i do with it? go and have a chat? take them to court?
with paypal as long as you follow their t+c's its relatively easy to get your money back if not then you still have the option to chase them up

frivolous_fay

Brooke_Daver wrote: »

I got ripped off twice with purchaces I made via paypal,

Next time fund it with a credit card that will allow you to chargeback for all amounts.

Brooke_Daver

frivolous_fay wrote: »

Next time fund it with a credit card that will allow you to chargeback for all amounts.

That's how all my paypal payments have been funded.