We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help with a guarantor
Options
Comments
-
OP post on the "debt free wannabe" board, if your serious about wanting to rid yourself of debt, and actually willing to cut back spending to a minimum, you will be debt free quicker than taking out a consolidation loan.
And dont even consider a guarantor loan at 50%, that will to your debt and total repayments significantly, and put your guarantor at risk which is never a good idea.0 -
Ruining your credit history whilst young is quite common, you won't be the first nor the last.
Borrowing your way out of debt is simply moving it. It doesn't clear it, that takes hard work and determination.
Follow the advice already given, it's good, honest advice.I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
hey stranger i saw you were in need an i couldnt help but feel feel very sorry for you situation we have all been there i will be your guarantor as you are obviously an honest person who plays by the rules and gets stung for it. message me at obvioustroll@underthebridge.com and i can be your guarantor in five minutes0
-
First time poster - no reply - probably having a right laugh at the answers.
Let's not feed the troll anymore.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards