Tesco Foundation Changed

pudsey

I applied last night and got accepted. £250 limit @ 27.5 apr. Nice to get on board with tesco - hopefully move up their ladder a bit as time goes on.:)

onthefencepost

great news.

If you dont mind me asking what your credit background.

Ive got 5 active defaults. 4 of which will be off by this time next year and the one remaining will stay on for 3 years - im hoping to get this one settled once the other have fell off.

browneyone

I got my pin today

£250 40%apr

pudsey

onthefencepost wrote: »

great news.

If you dont mind me asking what your credit background.

Ive got 5 active defaults. 4 of which will be off by this time next year and the one remaining will stay on for 3 years - im hoping to get this one settled once the other have fell off.

Hi - all 3 CRAs still show my rating as poor. Have 3 defaults from 3 years ago, no ccjs though. Already have an Aqua card with 700 limit, and a marbles with 900 limit. Gradual improvement I guess.

onthefencepost

excellent. my defaults are 4/5 years old bar one which is from late 2013.

I too have a Aqua card i never knew you could also have a marbles card as they are both issued by new day?

Thanks

pudsey

onthefencepost wrote: »

excellent. my defaults are 4/5 years old bar one which is from late 2013.

I too have a Aqua card i never knew you could also have a marbles card as they are both issued by new day?

Thanks

They are. I had my Aqua card for a few months, applied for Marbles and was very surprised to be instantly accepted!

Gouki7851

You can have both cards, however I did believe you had to wait about 6 months between getting one and then applying to the other, obviously this is wrong though. Marbles declined me recently as well as tesco, I only applied as the eligibility check came as pre approved then went ahead with the application and had the we need to do more checks because of information from credit agencies and heard nothing since. Completely confusing to me as if they check my aqua card it has been well maintained. Or maybe that's the problem, I haven't paid them any interest and they have paid me cashback?:mad:

onthefencepost

Thanks for the info guys.

I shall also consider Marbles in that case i was under the impression that you cannot have a Aqua and Marbles card. I just did there eligibility checker and failed i've had my Aqua since November so i will give it around two months applying.

Is there any harm in applying for both Tesco & Marbles at the sometime? I mean i appreciate i'll get two credit searches.

pudsey

No harm really, other than as you say two credit searches, which in the grand scheme of things is no big deal. Best of luck when you decide to apply.

Dandytf

Card arrived today.

Didn't mange activation via iPhone,though 1 phone call to 0345 number and activated no probs.

Since added my very lovely strawberry logo via iPhone. (in addition to rbs debit card)

DD setup online.