Relationship breakdown, get out of my house!

cte1111

duchy wrote: »

If you read the posts you'll see they live under the same roof and are NOT financially seperated the way finances are currently divided (sometimes it helps to read an entire post not just the first line)

I have read the whole thread, however I still think you are incorrect. The ex girlfriend is not paying towards the house or bills, she is effectively an unwanted lodger. This was the situation I was is with my ex, and as I have already said, the Jobcentre and Tax Credits were clear that I should be claiming as a single parent.

If the OP genuinely wants the best for his ex and child (and to get his ex out of his house), then he should help them find somewhere nearby to rent and pay the deposit. The ex can then sort out her tax credits and possibly other benefits, e.g. housing benefit and council tax benefit. Given that she currently earns enough to pay her debts and nursery but not much more, she could well find herself in a better financial position with the tax credits helping to cover her childcare costs and with the OP paying child support.

ChemistDude

It's heartbreaking that this new child is born into this situation with her mum about to be kicked out for cheating and the mum no place to go and has debts.

Why do people do stupid things!!!!

OP watch where you plant your seeds in future man!!

robin_banks

No way should you act as a guarantor. If she's not paid rent in the past it's not unreasonable to assume she won't pay in the future. Leaving you with said rent and your mortgage to pay. She's rack all chance of LA/HA housing as well.

She should sort out the whole tax credits thing, along with HB and CTB. Councils, HMRC and DWP look at the above issues in a slightly different way.

Sounds harsh, but no way should even consider being a guarantor......It may be wise to provide a months rent and a deposit however.

Someone mentioned selling the house. No, it's yours, you bought it, did the work (or paid for it) so why sell?

But with all these things it pays to be amicable. You've a child together. Bizarre as this may sound it's easier for a 2 year old to deal with this than say a 10 year old.

robin_banks

cte1111 wrote: »

That's incorrect. Even if you are still living in the same house, if you have split up, then your ex can claim tax credits as a single parent. I was advised to do this by the Jobcentre, when I had split up with my ex. He had not moved out. I told the tax credits people this too and they processed my claim as a single person.

You can, the issue is that HMRC, DWP and the LA all have slightly different rules to apply. Odd I know. Universal Credit was supposed to sort this, but that's a disaster ATM.

Beckyy

Would your child remain living with you or go with with her?