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My "Out of the Rat Race" adventure.
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As tomorrow will be a NSD and payday is Wednesday I am declaring my savings for August.
Due to the effort put into selling stuff I am delighted that for this month my savings is £1894.05 bringing me to £11223.09 for the year to date:j
Taking into account previously held S&S isa and these additional savings I am now Mortgage Neutral
I am 80% to my target figure for the year on my FIRE spreadsheet tracker.
I am feeling so motivated right now and really appreciate the words of encouragement from you lovely lot, they really do spur me on.:A"These things take time but I know that I'm the most inept that ever stepped"0 -
That's great going on the savings total!
It's amazing how much you can get done when you're really in the right frame of mind isn't it."Start every day off with a smile and get it over with" - W. C. Field.0 -
That's great going on the savings total!
It's amazing how much you can get done when you're really in the right frame of mind isn't it.
Thanks Pooky:A
I feel that there is no stopping me now I have my current mindset. Eye on the prize:D:cool:"These things take time but I know that I'm the most inept that ever stepped"0 -
Wow. That is just awesome.
Great result.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done on hitting mortgage neutrality! 0
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Bit of a Black Dog day for me today, seem to come out of nowhere
It will pass.
I ended up having a full rant to my manager about a colleague who I feel constantly tries to get one over on me and thrust themselves into the limelight while I get on with the thankless but vital tasks in the background. Now I feel bad for venting.
On days like these I am so grateful that the end is in sight for me, just hope that I can last until Dec 2017 without cracking up."These things take time but I know that I'm the most inept that ever stepped"0 -
People like that are bloody pain in the unmentionables. It is your manager's job to listen to such conversations and you really shouldn't feel bad about venting. I have known you for a long time now and I KNOW you are bloody good at your job and very knowledgeable and a decent human being. I don't believe for a second you would vent without reason. You keep your eye on the prize and just think in a little over a year your whole life will have changed. And you will be free of !!!!! like them.
xxxNevertheless she persisted.0 -
Also, awesome amount to have saved..........impressive!
Shall now refer to you as Mrs Money Moustache!Nevertheless she persisted.0 -
Mrs Money Moustache :eek: :rotfl:
Dont feel bad. The vent will have been justified.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Don't worry, we've got your back
Dec17 will come, but remember - it isn't the destination, it's the journey. Enjoy each day until you get there, you can't get them back Baby Step 1 - £1k Emergency Fund - COMPLETE
Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
Baby Step 4 - Put 15% into Pension
Baby Step 6 - Pay off the Mortgage early
Baby Step 7 - Live like no-one else
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