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Help please, what is my 16 year old entitled to

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Comments

  • The college's student advice area might be the best place to go to for advice.
  • Cheeky_Monkey
    Cheeky_Monkey Posts: 2,072 Forumite
    I think you'll find that wasn't the OP (RachS) but another poster (Charityworker) as I stated!

    Ooops, so it was :o Beg your pardon ;)
  • Hasbeen
    Hasbeen Posts: 4,404 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ooops, so it was :o Beg your pardon ;)


    Or same person?
    The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon
  • dippy3103
    dippy3103 Posts: 1,963 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Is she a uk citizen & how long has she been abroad?
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 29 March 2016 at 5:50PM
    If the OP's daughter is becoming resident in the UK then she won't need health insurance.

    Just to make that perfectly clear; if she is a British citizen or Irish citizen who is returning to the UK to live, then she won't have to pay to use the NHS she but might need to prove she has returned to live in the UK.

    Merely being a legal resident of the UK no longer gets that person free NHS if they aren't a Brit, Irish citizen of have a valid ILR (Indefinate leave to Remain). Some (not all) are allowed free NHS under the EU's free movement of workers.

    The UK decided to stop being so generous with it's NHS and the law was changed under the Immigration Act 2014, with the NHS part of that law starting on 6 April 2015. 50% is added to the bill if they don't have insurance to pay (for non EU citizens). EU citizens can use their own countries EHIC or pay the bill themselves.


    Some other good news -
    England seems to be bringing in the end of "free A&E for all" (if they are not allowed free use of the NHS). Some countries will pay for their own citizens under reciprocal agreements. It seems that England also intend to bill these people who must pay, for the use of an ambulance and treatment of a paramedic at the scene.

    This end of free A&E in England is being done because it is unfair that England gives them this for free when their country doesn't do the same for Brits in their country. It also stops these people who don't bother to have health insurance as they will just clog up the waiting rooms in the A&E or drop in centre for any treatment as they don't want to pay.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • pleasedelete
    pleasedelete Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    She may well not be eligible for free tuition. You may find out that she is initially accepted but then the college may be unable to claim funding for her

    https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/459535/EFA_Funding_guidance_2015_to_2016.pdf
    June challenge £100 a day £3161.63 plus £350 vouchers plus £108.37 food/shopping saving

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  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    One of my DGDs - who was born in HK, now lives in USA with both her British ex-pat parents (both of whom were born in the UK, grew up, lived, married and paid UK taxes prior to going ex-pat status in the 1990s) is coming back to the UK at the end of the summer, to carry on her studies in the UK. She will initially be staying with me, but hopes to get a p/t job alongside her studies. We know that she isn't entitled to free NHS services, nor any benefits (she will be 17 when she arrives) . When her parents took the decision to go ex-pat, they knew that they were giving up certain rights and made decisions accordingly.
  • thorsoak wrote: »
    One of my DGDs - who was born in HK, now lives in USA with both her British ex-pat parents (both of whom were born in the UK, grew up, lived, married and paid UK taxes prior to going ex-pat status in the 1990s) is coming back to the UK at the end of the summer, to carry on her studies in the UK. She will initially be staying with me, but hopes to get a p/t job alongside her studies. We know that she isn't entitled to free NHS services, nor any benefits (she will be 17 when she arrives) . When her parents took the decision to go ex-pat, they knew that they were giving up certain rights and made decisions accordingly.

    Which is how it should be.

    Interestingly, the OP hasn't been back since she was told that her daughter was probably entitled to sweet fanny adams, and took offence at being told what she didn't want to hear.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • NYM
    NYM Posts: 4,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    To be fair, there was nothing that could be gained from continuing the thread because she had her answer albeit not the one that she wanted.
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 30 March 2016 at 12:03PM
    thorsoak wrote: »
    One of my DGDs - who was born in HK, now lives in USA with both her British ex-pat parents (both of whom were born in the UK, grew up, lived, married and paid UK taxes prior to going ex-pat status in the 1990s) is coming back to the UK at the end of the summer, to carry on her studies in the UK. She will initially be staying with me, but hopes to get a p/t job alongside her studies. We know that she isn't entitled to free NHS services, nor any benefits (she will be 17 when she arrives) . When her parents took the decision to go ex-pat, they knew that they were giving up certain rights and made decisions accordingly.

    As she is a British citizen (albeit British by descent) she will be allowed to use the NHS for free when she can prove that she resides in the UK and has not just come back to try to get free NHS treatment. HOWEVER, if she plans to return home to her parents during the holdiays, I'm not sure how the NHS would view her status in the UK and she might find she is billed at point of use. If that is the case, then make sure she has full insurance to cover everything, including accidents too, as the NHS now add 50% to the bill if there is no insurance.

    If by a 17 year old coming to the UK to "carry on her studies in the UK" you mean university, then the UK have changed the rules to stop ex pats sending their children to the UK for cheaper university fees. The parents and their children have to reside in the UK for at least 3 years before the September university start, to get home fees for their children.

    She will have to pay International rates for university and will not be allowed UK Student Loans. She might want to look at student funding from the US before she moves to the UK to find their terms for a loan for students who study abroad. This is how US citizens fund their university studies in the UK and as her parents pay their taxes to the US she should be able to get these, even if she hasn't become a US citizen yet.

    As ex pats were sending their children back alone to live with relatives or to boarding school , to try to avoid paying international fees, this has been blocked. Her parents remaining in the US while they send her to you to carry on her studies, will mean that time won't count towards the 3 years residency for home fees.

    You will also need to enquire about whether a 17 year old will be allowed free schooling or free college, as her parents are still in the US. Her parents may have to pay for that too. I'm not up to date with the age limit of compulsory education in the UK

    Some US students go to other EU countries for their studies as they offer free tuition and the courses are taught in English. Countries like Germany who offer these courses, do not give the students free healhtcare though, so she would need health insurance. It would still be cheaper than paying for university education in the US or the UK.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


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