£170000 in 10 years

Busy_Mee1

Happy two year Anniversary Try Harder and what a difference you have made to your finances in those two years.

Thank you also for all your support and encouragement you have given to me and others in those two years, it really helps.

Great new target to focus your mind, I am sure you can do it !

try_harder

Thank you so much Busy Mee1 thats such a lovely thing to say .I have really struggled this month with everything especially money so have not posted much so thank you for your encouragement as always and i will be following you as usual for my inspiration .

Kittenkirst

Wow- happy two year anniversary and what fantastic figures for the two years so far!

I've been impressed by your determination in your diary so have no doubt that you will work your hardest to smash your new monthly target figure- keep on going, we're all here wiling and cheering you on

try_harder

Thank you Kittenkirst for your encouragement and support

shangaijimmy

Well done. Spend some time celebrating your 2yr diary and enjoying the progress you have made.

try_harder

Following on from yesterdays figures with savings of £21,405 Aprils target will be £1500 ,this will be how i will try to achieve it

£411.35 left over after full bills incl £100 a week food and £40 a week diesel
£214.28 savings on food bill meaning a budget of £50 a week instead of £100
£61.42 savings on diesel over the month so we will be very careful with both cars usage over the month and walk if nearby or use the more economical car as much as possible
£75 ? Estimated .For work we are doing for a friend
£125 . Estimated .Bank switch .I havent decided which switch to try as yet
£84.28 Free stuff ,shopping coupons ,money off ,surveys etc again estimated
£528.67 .This is the big one and will come from all selling via ebax ,gumtrex etc .

If i can reach my average £1000 i will be very happy ,the £1500 target will mainly depend on my motivation so heres hoping that i will soon find some ,not sure where its hiding at the moment

Stressedouthomebuyer

Sounds old fashioned but we got one of those big water bottles you get from the machines. And we put anything 50p and under in it. Within a couple of months we had 200, which doesnt sound alot but we either buy something we need for the house or we bank it. You will be suprised what you can save!

themadvix

Happy two year anniversary TH! And you should be pleased with what you've achieved. It might not be enough yet, but think about where you've come from. And that looks like a great plan for April (how are we nearly in April already!?!)

Busy_Mee1

Hi Try Harder. I don't know if this would work for you but I now turn things around and prioritise my monthly savings using standing orders to savings and then just manage with what is left. I treat my savings like a regular monthly outgoing, rather than just saving what is left at the end of the month. This approach might give you the motivation to ramp up your eb@ying, because if you don't you won't eat:eek: A bit drastic I know but a different approach might help:)

michelle09

Happy 2 year anniversary try harder! Even if it's not the target you were hoping for, £13k a year is still an incredible achievement.

BMs advice is good, I'm trying that with OH now. We're going to put £500 / month into regular savers on 5% and OP that as a lump sum when the 12 months is up.