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£170000 in 10 years

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Comments

  • ch4rly2002
    ch4rly2002 Posts: 468 Forumite
    Ninth Anniversary 100 Posts Energy Saving Champion
    That's really good progress TH :) Well done on the savings too, they're climbing back up again, which is great.

    Just a thought, you mentioned that you spent quite a bit at Christmas and didn't really know where the money had gone, and also that you find it easier to split your money into 7 envelopes so money is assigned for each day. Have you considered keeping a separate account that's just for Christmas and maybe birthdays? e.g. where you have put £165.12 into savings, next time you could maybe put £100 into savings and £65.12 into Christmas/birthday savings so that you have your rainy day savings and your 'it's ok to spend this' savings? Just a thought :)
    Mortgage: Mar 2018 -£300,000 / Jul 2021 -£255,000 / Oct 2024 -£172,835 (1.27% Interest until Feb 2027)
    Joint Savings: Aim £13.5k. Dec 2016 £1,700 / Jul 2021 £36,600 / Oct 2024 £106,450 (£100k in PBs. £5,850 at 4% interest. £600 Regular Saver at 7% Interst)
    Car Loan: Oct 2024 -£45,000 (0% APR Interest)
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Fantastic progress Try Harder you really are motivated x
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thank you ch4rly and Busy Mee1. Great idea ch4rly , i had thought of it before too , i will start this week thank you.

    350 weeks to go.

    A..All bills paid , food and diesel for both cars
    B..Money spent on house and all spending money paid for
    C..£164.73 paid to Sub Account £7976.76 now owing
    D..£207.29 going into mortgage savings
    E..Savings already got £17017
    Savings total = £17,224.29
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Oh try harder you are making great progress!


    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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