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£170000 in 10 years
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That's really good progress TH
Well done on the savings too, they're climbing back up again, which is great.
Just a thought, you mentioned that you spent quite a bit at Christmas and didn't really know where the money had gone, and also that you find it easier to split your money into 7 envelopes so money is assigned for each day. Have you considered keeping a separate account that's just for Christmas and maybe birthdays? e.g. where you have put £165.12 into savings, next time you could maybe put £100 into savings and £65.12 into Christmas/birthday savings so that you have your rainy day savings and your 'it's ok to spend this' savings? Just a thoughtMortgage: Mar 2018 -£300,000 / Jul 2021 -£255,000 / Oct 2024 -£172,835 (1.27% Interest until Feb 2027)
Joint Savings: Aim £13.5k. Dec 2016 £1,700 / Jul 2021 £36,600 / Oct 2024 £106,450 (£100k in PBs. £5,850 at 4% interest. £600 Regular Saver at 7% Interst)
Car Loan: Oct 2024 -£45,000 (0% APR Interest)0 -
Fantastic progress Try Harder you really are motivated x0
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Thank you ch4rly and Busy Mee1. Great idea ch4rly , i had thought of it before too , i will start this week thank you.
350 weeks to go.
A..All bills paid , food and diesel for both cars
B..Money spent on house and all spending money paid for
C..£164.73 paid to Sub Account £7976.76 now owing
D..£207.29 going into mortgage savings
E..Savings already got £17017
Savings total = £17,224.290 -
Oh try harder you are making great progress!
JodlesMFW2020 #115 250/3000 J-250
1% challenge- /1525Save 1k in 2020- /3000
Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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