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Hit & Run my parked car. One independent witness. Best way to deal.

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Comments

  • TonyMMM wrote: »
    No it isn't -

    The offence is "failing to stop and/or report an accident" under s170 of the Road Traffic Act 1988 - it isn't recordable or reportable, although still a criminal conviction.

    If a crime has been committed then and reported to the police then it will be recorded as a crime and a crime number issued.

    https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/489732/count-general-january-2016.pdf
    2.2 An incident will be recorded as a crime (notifiable offence) for ‘victim related offences’ if, on the balance of probability:
    (a) the circumstances of the victims report amount to a crime defined by law (the police will determine this, based on their knowledge of the law and counting rules);
    2.3 A belief by the victim, or person reasonably assumed to be acting on behalf of the victim, (explained further at 3.6 ii), that a crime has occurred is usually sufficient to justify its recording.

    A "victim related offence" is simply one that generally needs confirmation from the victim that they think a crime has taken place.
  • If a crime has been committed then and reported to the police then it will be recorded as a crime and a crime number issued.

    https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/489732/count-general-january-2016.pdf





    A "victim related offence" is simply one that generally needs confirmation from the victim that they think a crime has taken place.

    Fail to stop does not need a crime report.

    You could report a drink driver to the police, they may be arrested, charged and convicted of a criminal offence but there will not be a crime report or crime number. Same with speeding, going through a red light.

    Not all crimes are recordable on a crime report, so your links are only relevant to the offences that are.

    For a victim related offence they have to think an actual recordable offence has taken place. Not that somethings happened they think might be one.
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    dimension7 wrote: »
    I will need some factual information on how to proceed. I have filed a police complaint, I will complete the form they gave me and have the claim no/docket no in a day or two.

    I have pictures of both vehicles showing damage.
    I have a witness, two if husband and wife both agree to stand witness.

    Now if I were to go the third-party claim directly route:
    1. How do I instruct my insurer to wait until I hear back from TP. Because I don't wish to pay the excess. Ring them and tell them you'll deal directly with the TP insurer (only do this after you've had confirmtion that the TP insurer will deal with you)
    2. What detail I give the third party insurer? Everything they ask for. As already mentioned you need to get details of the registered keeper
    3. How do I ensure the TP uses a reputable garage to fix the damage, if they admit liability. You can use the garage of your choice and the TP insurer should provide a suitable courtesy car
    4. If the TP refuses to admit liability can I then go back to my insurer and ask them to continue the claim process on my behalf? Of course, yes
    5. Will I need a lawyer?No
    See my replies above.
  • dimension7
    dimension7 Posts: 44 Forumite
    2. What detail I give the third party insurer?
    Everything they ask for. As already mentioned you need to get details of the registered keeper


    How can I obtain this detail about the registered keeper or driver. Do I wait for the police to follow up and determine this. That could take a while...
  • dimension7 wrote: »
    2. What detail I give the third party insurer?
    Everything they ask for. As already mentioned you need to get details of the registered keeper


    How can I obtain this detail about the registered keeper or driver. Do I wait for the police to follow up and determine this. That could take a while...

    You can get it off the mib database for four quid.
  • George_Michael
    George_Michael Posts: 4,251 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    You can get it off the mib database for four quid.


    The MIB database is to do a search for alien life:
    onesheet.jpg
    It's the MID for insurance searches:
    http://www.askmid.com/askmidenquiry.aspx
  • The MIB database is to do a search for alien life:
    onesheet.jpg
    It's the MID for insurance searches:
    http://www.askmid.com/askmidenquiry.aspx

    So it's not the Motor Insurance Bureau?
  • George_Michael
    George_Michael Posts: 4,251 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    So it's not the Motor Insurance Bureau?


    Even though the Motor insurance bureau is the organisation which manages the database, you access the MID to obtain the required information.
    https://www.mib.org.uk/managing-insurance-data/the-motor-insurance-database-mid/public-access/
  • You can get it off the mib database for four quid.

    I paid £4 but I was not given the name of the registered keeper.
    Simply a policy number and the insurers name (which I already knew). So I still do not know the registered keeper. Now what?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    dimension7 wrote: »
    I paid £4 but I was not given the name of the registered keeper.
    Simply a policy number and the insurers name (which I already knew). So I still do not know the registered keeper. Now what?
    You decide whether to write to that insurer and claim directly from them, or whether to claim from your own insurer.

    Knowing the registered keeper's name adds nothing whatsoever to your options.
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