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never ending debt free diary
Comments
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Hi HR - glad to hear you can go back to work:)0
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Also glad you can go back to work and Xmas isn't cancelledRainy day fund — 210/1000 Emergency fund — 1019/1500
Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 00 -
Great news on your return to work! :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Yeah my gp/work have agreed and i am starting off with working a 1030pm-2am on the monday/tuesday. The following week full shifts monday tuesday, then i am doing a sunday/monday/tuesday then the following week normal service resumes.
I kinda cant wait i am bored silly plus the debts i have i am never gunna get shot of on the sick. Surveys bring in a little bit money but its no 1500 pm.
Today i have had my dogs out twice on the bike doing whats called bikejoring, basically mountain biking with 2 dogs on a line tied too the front of the bike. I am feeling so much better about myself today i have walked my dogs 3 days running, and i biked the dogs today as i said.
Re surveys i havent done any today but i am planning too later. I did get in a fiver from opinion outpost early hours of this morning, and today i dropped £1.23 from top cashback.co.uk
Kerching!$$€££$!debts 16550
Mortgage 695000 -
That's brilliant news about going back to work! You must feel so relieved.
Are you planning on buying a new guitar, or just looking?0 -
Yes i am re work Misty i dont think we could take another month on what i earned last month.
Yeah i have being pratting about on my sons guitar that he never uses but the action on it is rubbish ie hard too play. He has a dead dead cheap fender copy. I fancy one of these not breaking the bank or anything, mam and dad said i could have 300 xmas money.
http://www.dolphinmusic.co.uk/guitars/electric-guitars/106894-jackson-jackson-js32-dinky-dka-natural-oi
Plus my 13 year old son isnt up this year so i am working boxing day/new years eve/new years day. Triple time
So i am gunna see what its like have a go on it then probs stick a deposit down on it. I am enjoying playing again and i have found a canny guy online that does free lessons.debts 16550
Mortgage 695000 -
Bored Silly thats enough for me i think every market research survey i try keeps booting me out. gerrrrrr
On a positive i am due more money soon from surveys.
i am upto 37 pounds now on uktoluna
I started using a site called Power of opinions 2 months back and i am almost onto my 2nd tenner.
https://www.powerofopinions.co.uk
Mingle respondi i am the same another 25 points and i am theredebts 16550
Mortgage 695000 -
Yay to going back to work, that's great news0
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I don't know anything about electric guitars, why is that one called Dinky? Is it just the name or is it small? You must be excited about trying it out, and it's so nice of your parents to pay for it!
Nice job on the surveys. I've been so busy the last couple of days that I have fallen behind. The few that I have done, I've been screened out of after about 10 mins, which is frustrating. I wonder if anyone makes it through or if the screening answers are all they wanted in the first place. :mad:
Thanks for the link, I'm not signed up with them. Will do now.0 -
Hi HR,
Found your diarynow I'm amazed you helped with my trivial dog chewing problems when you have so much going on! It's great that they have agreed to you going back to work, I have suffered from depression on and off and I know what a fine balance being off for mental health problems vs. working can be. When things are bad too much of either can be a problem. Regarding your gp have you thought of trying to get a different one, just sounds like they are not particularly listening to your concerns regarding medication and working. Mine has been an amazing support and I wouldn't see anyone else now as have had very bad gp's in the past.
Hope things start to get better and congrats on managing so well with debts when you have so much else going on!Debt: £14,000 now £2169Emergency Fund: 1000/ £1000:j0
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