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Lifetime ISAs guide
Comments
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I dont think you can with AJ Bell.0
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Thanks, yep I select my own funds/shares rather than opting for a ready made portfolio such as Nutmeg which rules out everyone but HL and AJ Bell I think.
Well if you were to go down the advised route (probably not worth it for just a small value LISA account) you should have plenty of choice with Killik or Transact. The Share Center offer lots of choice in their S&S ISA but their product pages suggest they have locked down the LISA to their ready made funds.
Alex.0 -
I pay my HL LISA fees from a separate fund and share account.
But its worth mentioning that the fund and share account would also eventually have a closure fee so I decided to pay our HL fees from the LISA cash balances. The other advantage of this approach is that its slightly less money tied up to age 60.
Alex.0 -
I pay my HL LISA fees from a separate fund and share account.But its worth mentioning that the fund and share account would also eventually have a closure fee so I decided to pay our HL fees from the LISA cash balances. The other advantage of this approach is that its slightly less money tied up to age 60.
Alex.
That's the second time you've had to add that disclaimer to my answer:o
I went the Fund & Share route for simplicity so I didn't have to determine how much cash I needed on account to pay fees, especially once contributions cease. Of course should my LISA still be with HL in 10/11 years time I'll be (hopefully) having to top up that Fund & Share account quite a bit to cover fees.0 -
Skiptons paid the FY 2017/18 Bonus from HMRC and as I transferred the balance of the HTB isa. Got the full 25% on that. So £2116.25 for 17/18 and transfer. With £1000 for 2018/19 expected and the ISA interest rate of ~.75% (not really due to the initial .5% offer and the timing of deposits). Really happy with that.0
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Has anyone received the 2017/2018 LISA bonus with YouInvest yet?
The documentation says they expect it to be paid by end of April 2018 but I still haven't received it yet.0 -
Not yet. Any day now, I reckon.0
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A friend at work told me their Share Center LISA bonus was added last week - and that the investment return had been negative which isn't much of a suprise as they have chosen a low risk / high fee option for which there is little possibility of ever seeing upside.0
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I personally am still unsure if I need to begin paying money in each month - or can simply pay a lump of £4000 at the end of the year (now that I'm in the second year of my LISA).
Last year I paid £1 into a Nutmeg LISA, then transferred £3999 before the end-of-year deadline.
Can I do the same this year? Or does it need to be a regular monthly payment to receive the 25% government bonus? (Now that they're applying it monthly)?
Could someone shed light on this please? Thank you,0
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