Lifetime ISAs guide

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Hi!
This is the discussion thread for the
Click reply below to discuss. If you haven't already, join the forum to reply.
Thanks folks,
This is the discussion thread for the
Lifetime ISA guide.
Click reply below to discuss. If you haven't already, join the forum to reply.
Thanks folks,
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http://forums.moneysavingexpert.com/showthread.php?t=5431540
Indeed your colleague has created yet another unrequired thread (in the wrong section)
http://forums.moneysavingexpert.com/showthread.php?t=5431666
Edit: Of course this only applies to £4k a year. A student loan could be increased by up to £17,200 per year. However, you could slowly move all of this into a LISA, at the rate of £4k per year, though you might be into your 30s before you have moved it all!
- Does the govt's £1000 contribution count to our personal ISA limit? ie do we only have to find £19k, or do we contribute £20k across all our ISAs and the govt's £1k is additional (in effect making net contributions £21k).
- If you 'roll-in' a Help To Buy ISA but circumstances change and we don't use a LISA to fund a house, can we still use the bonus cash for retirement, or do we forfeit the bonus?
thanks
A free £750 a year.
Nice.
Or am I just a cynic.:o
You lose the £1k AND 5%