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Fat, forty and financially f**ked
Comments
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Desk fits brilliantly, lunch out with friend was lovely now come the !!!!!! on Boris and spit it out.HSBC Credit Card £6400 now £5587.43 now 5229.9 now £0!!!
Capital One £1500 now £1179.98 now 1079.98
Overdraft was £500 now £0!!!
Family 1 - £3950
Family 2 - squillions
Student loan £10906 now £8571.440 -
It's amazing what you can get on gumtree!! I always check gumtree etc first to see if I can get a bargain...easy on the purse and better for the environment so win win ☺️2
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It was like it was meant to be!HSBC Credit Card £6400 now £5587.43 now 5229.9 now £0!!!
Capital One £1500 now £1179.98 now 1079.98
Overdraft was £500 now £0!!!
Family 1 - £3950
Family 2 - squillions
Student loan £10906 now £8571.440 -
Morning, just started reading you diary last night, I keep hearing so much about YNAB, can you do it on mobile phone or do you need a laptop. We’ve all made mistakes with debt that’s why we’ve came across this forum. Giving your daughter an allowance is a great idea, if she can’t afford it she will save and wait for next months allowance etc. You are surviving on your salary so I’d rather be in a job I love and get school holidays with children. You might feel differently when your kids get older. Keep up the good work
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Thank you, that is actually a really good point. And when the debt is paid off we will have a further £350pcm to spare.
I (obviously) love YNAB. I started off with a free trial and never wanted to give it up. It has completely changed my attitude to money.HSBC Credit Card £6400 now £5587.43 now 5229.9 now £0!!!
Capital One £1500 now £1179.98 now 1079.98
Overdraft was £500 now £0!!!
Family 1 - £3950
Family 2 - squillions
Student loan £10906 now £8571.441 -
Hi, just read your diary and feeling inspired to try making banana bread!! The thread title could’ve been my own and although I’m trying to financially un**ck myself the fatness is still beating me.
You’ve done brilliantly so far, well doneLBM balance (April 2020): £31852.73
Current balance: £6500 (79.59%)
Emergency Fund: £60000 -
I have lost a couple of pounds this week so feeling pretty chuffed! I am still the same weight as when I started this diary though. My new weight loss goal is to lose 1/4 pound a week. I will then be at target before my 50th birthday. I thought I'd try a very slow and steady approach 🤣HSBC Credit Card £6400 now £5587.43 now 5229.9 now £0!!!
Capital One £1500 now £1179.98 now 1079.98
Overdraft was £500 now £0!!!
Family 1 - £3950
Family 2 - squillions
Student loan £10906 now £8571.441 -
@mothsinmywallet_2 you need my wife on the food case she’s 48kg but if you eat out it’ll be 3 days of no breakfast and plain chicken salad no dressing etc for lunch and dinner haha. Yeah makes me want to go and eat about three Maccies in a row but does keep me on the straight and narrow with the weight so I don’t lol. Same today because we had wine and toffee apples yesterday haha.Reading your diary kind of shocks me sometimes. I really want a new desk for my home office see a Timothy Oulton Aviator one that looks like the wing of a plane. It’s about £2750 and 100 worth it but won’t do me any favours spending on the desk right now. Have a nice solid wood partners desk now could probably get £500 towards the other one but still £2250 I’d be spending that right now I don’t have. Anyway was feeling a bit annoyed about it, read about your desk hunt and did think I’m probably being a bit of a brat lol.
Career wise I’d say make all the cash you can but I really don’t understand why you’d enjoy the job that you do tbh. For me business is about profit. Enjoying the work yes but make as much as you can - only get one life.0 -
@alt80 One day I'll tell you how small our bathroom is. That will really shock you! And that is one bathroom for the 5 of us.
Your wife weighs exactly half my weight btw 🤣
Your last sentence really tickled me. 'You only get one life' means exactly the opposite to me.
HSBC Credit Card £6400 now £5587.43 now 5229.9 now £0!!!
Capital One £1500 now £1179.98 now 1079.98
Overdraft was £500 now £0!!!
Family 1 - £3950
Family 2 - squillions
Student loan £10906 now £8571.445 -
Well done on the desk bargain0
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