Thursday 10th March - What small debt free wannabe things will you do today?

Bobarella

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Bobarella

Good morning All

I was up anyway so thought I'd open up for the day

Today's small things.
1. PAD something. Haven't manged to for a few days.
2. Check if energy bill has been generated yet. Submitted reads last week.
3. Check banking
4. Aim for NSD
5. Walk all journies possible

Just a little list but hopefully achievable.

Back later

Bob

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link) New!
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link) New!
  
• You Need A Budget site and App (Link)

Checked 25 Feb 2016.

YORKSHIRELASS

Morning!

Today I need to:

Decide if the jacket that I bought in a sale is really useful/practical or if I have just made an impulse buy. Send back if necessary.

Do my spreadsheets/check online banking.

Try and get some washing out and walk the dog (weather dependent).

Get some housework done.

Make a packed lunch to take to work. Roast dinner for tea.

Have a good Thursday everyone x

allydowd

Baileys Babe: This is the email address for Royal Mail Surveys: [EMAIL="rmsurveys-helpline@tnsglobal.com"]rmsurveys-helpline@tnsglobal.com[/EMAIL]

allydowd

Hi March Money-Watchers,

Thanks for the starter Bob.

Well it's a lovely sunny/frosty day today and I am going to continue my Big Canal Walk.


Debt Free-Nillionaire Continuity Plan Month Ten:

* Work out the logistics of the Canal. I'm not sure whether my OH is coming so I'll need to wait til she wakes up as this will determine whether I drive to the start or take the train.

* Check finances.


What about you folks?

crazy_cat_lady

Morning all :wave:
Thanks for the start today Bob
I'm starting to get the hang of this 'working on the tablet' thing. I didn't come back on last night because I was deep in thought and sorting myself out. I'm very pleased to report that I feel loads better and will definitely be well enough to go back into work on Monday.
So, a list of things to do today.
check banking and PAD
load of washing
meals from stores
aim for nsd
crochet
continue watching 'the night manger'
start planning lessons for next week, but can't do much without my laptop
hope and pray my laptop can be fixed
encourage DH out of bed and to do something
read my book on stress and assertiveness to prepare for my meeting next week

Have a good day everyone :T

DawnW

Morning all
Thanks for the start Bob
Glad you are feeling better CCL

Well, no rain so far, so I am about to peg the washing out on the line. Wish me luck!

Other things today:
Cheap breakfast of porridge, stewed fruit and yogurt
Received refund from Ocado for squashed cheese and a badly dented tin :T
Dog walks x 2
Check banks
Dental hygienist later, so definitely not a NSD
Pop into sales unit while out, to see if anything needed / tidy up
HM meals from stores
Any surveys, check the FPL
Read and file Council Tax information that arrived yesterday
Finish tidying up after having GD yesterday
Housework - probably dusting / cleaning surfaces and furniture (lots of dark wood + dust = not a good look )
Heating off, manage without till it is time to light the wood burner!

Right, coffee to finish and then washing to put out! OH has volunteered to do dog walk #1

maria3104

Morning all
Lovely sunny day.
Machines all on cheap rate
Sheep shed quiet
Chucks out.
Bathroom cleaned and me showered
Off to work I go.
To do
12 hours work
Check banking
Have fun all.
Maria

ziggy2407

Morning All

Ally - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well, taking it easy today, have nothing much to do (plus it's cold and raining) and still struggling with "ladies issues". Today I will:

Packed lunch for DH & DS - Done
Check Bank - Done
Read meters & chart -
Declutter -
Bump listings on freegle/facebook etc -
Read -
Craft -
Continue purge on Emails -
Complete a few surveys -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -
Pamper my feet -

Have a good day! Love to you all!

C x

make_the_change

Thanks for the start!

Another early night for me last night, not sure what's got into me lately but I am asleep by 10pm these days. Quiet day here really:

- school run done
- eat something had the half of pizza left in freezer as kids decided the freebie I got they didn't like (one said too crunchy the other too red! Fussy sods)
- entertain DD and DS2 for free done - DD is being a right Madame lately, little pain!
- nursery run with DD done
- pop into town to print letters and post eBay parcel
- school run
- wash at 30 degrees
- meals from stores for kiddies
- homemade chicken and chorizo lasagne for me and OH
- surveys done a couple
- check luckeyphone and Freepostcodelottery done