Should I inform insurance?

dcouponzzzz

Hey guys,

A couple of hours ago a guy reversed into me on a standard road. I can't fathom why he was reversing but he did, and has left a small dent and a few small scratches on my front bumper. It doesn't seem significant from the outside and I plan on getting a quote from a local body shop, but from the image and video would you suggest my insurance needs to know? He was very cooperative giving me his name and phone number (assuming they're real).

Also considering his vehicle is a van with no rear view mirror, it may not be an MOT passable vehicle considering the wing mirror is also hanging off

Video - http://vid215.photobucket.com/albums/cc126/bigdave234/Reversed%20in%20to%20HD.mp4

Picture - http://i215.photobucket.com/albums/cc126/bigdave234/Small%20Dent.jpg

Thanks in advance

HappyMJ

dcouponzzzz wrote: »

Hey guys,

A couple of hours ago a guy reversed into me on a standard road. I can't fathom why he was reversing but he did, and has left a small dent and a few small scratches on my front bumper. It doesn't seem significant from the outside and I plan on getting a quote from a local body shop, but from the image and video would you suggest my insurance needs to know? He was very cooperative giving me his name and phone number (assuming they're real).

Also considering his vehicle is a van with no rear view mirror, it may not be an MOT passable vehicle considering the wing mirror is also hanging off

Video - http://vid215.photobucket.com/albums/cc126/bigdave234/Reversed%20in%20to%20HD.mp4

Picture - http://i215.photobucket.com/albums/cc126/bigdave234/Small%20Dent.jpg

Thanks in advance

In car CCTV is essential in this case. He could have easily have said you failed to stop in time which it's quite clear you were stationary.

I'd report it to your insurance company and claim on his insurance.

Bollotom

Just have to inform insurance. Call me a cynic but if he pops up shortly with whiplash and damage to van you'll be in the mire.

dcouponzzzz

Bollotom wrote: »

Just have to inform insurance. Call me a cynic but if he pops up shortly with whiplash and damage to van you'll be in the mire.

I did make sure he knew I had a dash cam so I think he'd be a bit mental to try that :rotfl:

kev25v6

Looks like a fraudulent rear end claim to me. Lucky you had the dash cam. Easy whip lash claim there because "you ran into the back of him".

rich13348

Agree with above. He mighr have been trying to get personal injury claim on your insurance. Definitely report it to insurance along with the video and possibly police just so you have made them aware if he is going around doing it to loads of people.

Car_54

dcouponzzzz wrote: »

Hey guys,

A couple of hours ago a guy reversed into me on a standard road. I can't fathom why he was reversing but he did, and has left a small dent and a few small scratches on my front bumper. It doesn't seem significant from the outside and I plan on getting a quote from a local body shop, but from the image and video would you suggest my insurance needs to know? He was very cooperative giving me his name and phone number (assuming they're real).

And what will you do if they aren't? The law requires him to provide his name and address, and those of the vehicle owner. For your own protection, you should always get them.

loskie

dont just report it to his/your insurance report it to the Police too. If not deliberate which it does look like then it is certainly driving without due care and attention.
Show how valuable dashcams have become

bigjl

Another vote for informing the Insurance.

People are sometimes extremely nice and then their story changes when they think being nice will cost them money or by lying they can make some money.

Strider590

[rant] Unbelievable..... I have to use my VPN to see the video+image. Anyone else on a BT connection? [/rant]

I would say be as careful as possible here, could easily turn into a fraudulent claim.

[Deleted User]

kev25v6 wrote: »

Looks like a fraudulent rear end claim to me. Lucky you had the dash cam. Easy whip lash claim there because "you ran into the back of him".

Are you sure you haven't got any whiplash from him reversing into you? I agree with Kev - could easily be a fraudulent claim scam, which could be why the van driver doesn't want to go through insurance.

Makes me think that I should get a dash cam :think: