Nice People Thread No. 15, a Cyber Summer

michaels

PasturesNew wrote: »

Oiks don't even know people who buy £800k houses

I might know an oik who lives in an 800k house...but to other NP nearby we are definitely in the low house value bracket.

CKhalvashi

michaels wrote: »

I might know an oik who lives in an 800k house...but to other NP nearby we are definitely in the low house value bracket.

And surely the NPT is not about what we have/earn, but what is inside us.

This kinda proves my point to that. I agree with 1000 mumsnetters....scary stuff :eek:

Pyxis

CKhalvashi wrote: »

And surely the NPT is not about what we have/earn, but what is inside us.

This kinda proves my point to that. I agree with 1000 mumsnetters....scary stuff :eek:

:eek: indeed! I hope she did cancel the cheque!

£100 to an ex-colleague? Extremely generous in the first place, I'd have said!
How utterly dreadful.

silvercar

CKhalvashi wrote: »

And surely the NPT is not about what we have/earn, but what is inside us.

This kinda proves my point to that. I agree with 1000 mumsnetters....scary stuff :eek:

Can't quite believe that.

We have one friend who is seriously wealthy, all due to him working very hard and very well (if that makes a difference);he is generous to charities. I do hear occasional snipes that "he can afford it" etc but it misses the point that he doesn't have to give anything, but chooses to.

CKhalvashi

PasturesNew wrote: »

Are you near this CK?
http://postimg.org/image/cwggd8r9d/
Just screenied it from friend's FB.

She took the photo, so that's the view from her seat.

I'm currently at home, waiting for the washing machine to finish as OH has no clean uniform shirts, before going to bed.

I'll be in Cambridge tomorrow morning, so still closer to Stockholm than here

CKhalvashi

PasturesNew wrote: »

Where? I know the town well, except anything that's been built in the last 20 years.... as I've not been back for 20 years.

To sort something for the business, and then for lunch with a friend at a nice cafe I found on jury service, close to the court

CKhalvashi

PasturesNew wrote: »

If that's the court on East Road, that's been built since I left.... but it's within 100 yards of where my "cousin" died when a bomb hit her house in the war.

If it's the one right in town (not sure if it's still there, or moved), then a cafe could be anywhere

My favourite place has closed down.... it had been going donkeys' years.

So much of what I used to know's been demolished too .... I wouldn't know any of the shops these days if I went back! It's all changed.

Yes, the Crown court opposite the Grafton centre

cells

PasturesNew wrote: »

That's a different discussion.

As a renter that money's always "thrown away". At least, when buying, you're securing your 'tenancy' and can make changes and live there as long as you like. As for getting money back .... if the house value rises, then you do.

renters can make reasonable changes I never object to them just most renters are short term so wont want to make changes. Most renters are so short term minded they wont even clean the oven once in a whole year but maybe thats just my customers who mostly tend to be in their later 20s

Rentals need work to be livable, work the LL never does

There is a market price for both types of property.
Here you can rent an ok flat for £2k, a carp one for £1.8k or a nice one for £2.2k that is the market offering different level products just like you can buy a panda for £6k or a Jag for £60k

If you opt for the cheaper option thats a choice you make.
Although it would be nice to have the £2.2k flat for the £1.8k price life doesnt work that way

The point I was trying to say was that a (poor) renter can't easily move as you need 4-6 months' rent in your pocket to achieve it in a lot of instances. Can't afford where you're living? Move .... except you can't. My £2500 to get the keys was for a £600/month place, without a single day of overlap from where I was moving from.

A poor owner cant afford to move frequently either. A fairly rich owner cant nowadays at close to £20k a move (in London)!

Re stamp duty ... you've quoted £30k. That's a house buying budget of £800k!!

Yes it should have been closer to £15k for the average London property stamp duty. A crazy sum to move house

cells

The point I was trying to say was that a (poor) renter can't easily move as you need 4-6 months' rent in your pocket to achieve it in a lot of instances

To me it sounded more like you were unhappy that agents charge so much and that landlord ask for a deposit.

I was trying to point out that fees need to be paid whatever route you take. Agents charging £200 for references and drawing up a contract seems a ok deal compared to £2000 for solicitors doing references and drawing up contracts.

Regarding deposits I think landlords would be ok taking on lower deposits if they could evict non paying tenants faster and at lower cost.

Generali

We went to see our tax agent today and he got us a $5,200 refund!

In turn that pushes us over the edge so we can afford to buy a house