Getting a mortgage and then becoming mortgage-free!

chumpy45

Budget apps and spreadsheets - my favourite pastime, what would we do without them :T Not sure I would admit it outside of this forum though :rotfl:

new_mortgageeee

I admitted to a friend that I was looking forward to building a new budget spreadsheet as a "treat" after I'd finished all my work - looked at me like I was mad! And said we lived in totally different worlds... which I suppose we do. But I really am looking forward to it :j

Sorry to hear you're poorly too kk - I'm on the way out of it, just with a cough now and very tired. But feeling far more human. Thank goodness!

Hope you have fun at IKEA!

CathT

A mega early start and ikea at the weekend! Hooe you get a decent night's sleep tonight. Early starts can be productive though. I suffered insomnià a few months ago so used to get my cleaning done. Was nice going to work knowing the house was clean and shiny

Kittenkirst

IKEA trip was pretty successful in the end- 'managed to get a tall but thin mirrored bathroom cabinet, 3 shelving units and an attachable table for the silversmithing room, a lovely high chair for at the work bench, a rug for the living room, a blind for the living room, the missing pull out basket for our wardrobes, two pendant lampshades and lots of boxes for the shelves....ended up spending an eye watering £540 but had a gift card from returned items for £45 so just under £500 :eek:

Didn't end up using the 0% credit as I have enough in my account to cover it without too much pain and then will just reimburse savings the next two months instead.

We went with a group of friends and as I drove one of the boys paid for lunch so We had the meatballs (of course) and shared a cake- yum!

Still need to get a sofa bed but we didn't like the ones they had in reality so that's stayed on the list but so many things ticked off it feels good!

Fingers crossed for some high ebay sales tonight to compensate a little:rotfl: :A

ch4rly2002

Sounds like you've been productive even though you're unwell, and it sounds like things are coming together. Well done
It's expensive now but soon you'll be settled in and will be able to focus on OPing and saving.
Would you mind telling me how you joined up to pinecone surveys? I can't seem to find a way to sign up.

Kittenkirst

new_mortgageeee wrote: »

I admitted to a friend that I was looking forward to building a new budget spreadsheet as a "treat" after I'd finished all my work - looked at me like I was mad! And said we lived in totally different worlds... which I suppose we do. But I really am looking forward to it :j

Sorry to hear you're poorly too kk - I'm on the way out of it, just with a cough now and very tired. But feeling far more human. Thank goodness!

Hope you have fun at IKEA!

I've experienced the same thing when I've talked about budgeting and OP'g my mortgage...people look at me like I'm crazy

Kittenkirst

ch4rly2002 wrote: »

Sounds like you've been productive even though you're unwell, and it sounds like things are coming together. Well done
It's expensive now but soon you'll be settled in and will be able to focus on OPing and saving.
Would you mind telling me how you joined up to pinecone surveys? I can't seem to find a way to sign up.

Hi Charley, yes it's definitely investment heavy at the moment but lovely to have a nice confortabke home- I feel so very fortunate & happy :beer:

For Pinecone I think I just googled them quite some time back and signed up that way...let me see if there's a referral link or anything I can send you

Kittenkirst

Ah boo, I've just checked Pinecone and it says: "Presently, we do not recruit new members through our website or take unsolicited referrals. However, we will be posting recruitment opportunities through banner ads on various unsolicited websites from time to time throughout the year. If you see one of these ads, please feel free to sign up with us."

If I see any on the other sites I'll let you know Charley x

ch4rly2002

Thanks for checking, and that would be awesome

newgirly

I've been oping for 7 years now and only our kids know, my parents and best friend have been vaguely told we are trying to clear it early but that's all. I thought we could help others by telling them the difference it makes but where've I've tried the response has ranged from - I don't want to stop enjoying life as I may end up resenting my house, to the usual : well I wish I could afford to do that!

I've given up, thanks goodness for the mf board :T

Glad you had a successful trip to IKEA