Getting a mortgage and then becoming mortgage-free!

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  • Kittenkirst
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    eBay clutter (all five items) sold for £31.34 before fees! hurrah! That's at least £22 OP right there :D

    3 buyers have paid already so shall package them up tomorrow and look at whether to post via Hermes or Royal Mail. Not a bad start to this years selling at all.

    6 items are on at the moment to end next Sunday, aiming to try and post five items a week if possible...we've certainly got enough clutter to get going (all non joy-sparking, Marie Kondo would be proud!)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • mortgage_girl
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    Well done with your eb@y decluttering. I managed to get £27 for my old Fitbit - the strap had bubbled and was peeling and I sold it unboxed and without a charger, so I think you'll easily get £30 for yours.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • ch4rly2002
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    That's really good. Well done on the sales, that's a really good boost and I'm sure it will help you remove clutter. I'm going to have to try and think about whether something brings me joy as I am a bit of a hoarder (you never know when something might come in useful) but the clutter really gets to me so something needs to be done! Plus, if i can get something back for it then it's a bonus :)
    I think aiming to add 5 a week is a good target. It's such a bore listing items so if you do it in moderation it should stop you getting fed up (and it won't take all your time from the lovely gf).
    Mortgage: Mar 2018 -£300,000 / Jul 2021 -£255,000
    Student Loan: March 2011 -£18,275.04 / Jul 2021 -£10,425.28
    Joint Savings: Aim £13.5k. Dec 2016 £1,700 / Jul 2021 £36,600
    Loan to In-Laws: Sep 2010 -£48,185.82 / Apr 2019 £0
    Car Loan: Sep 2018 -£16,265 / Apr 2019 £0
    Credit Card 0%: Nov 2016 -£4,500 / Apr 2019 £0
  • try_harder
    try_harder Posts: 1,527 Forumite
    First Anniversary First Post Combo Breaker
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    Glad to see all those ebax items selling ,it really does add up ,its just getting the motivation to list ,it is definitely very boring i find but so worth it .
  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
    Photogenic Name Dropper First Anniversary First Post
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    Hi MortgageGirl, TryHarder & Charley :D

    I'm pretty pleased with the EBay haul this week, think we have listed a lot of the pricier items now though so I'm not expected as high bids in future but it's deffo off to a good start.

    Although there are 20 watchers on the Fitbit already....eeeek!

    Had a pinecone email today so have filled that in- will await the £3 tracking and logged into Onepoll to find a few surveys in there too so quickly completed them.

    Made the lean in 15 oaty chicken for dinner with half a sweet spud roasted and some asparagus (Lidl 59p deal!) which was pretty good but the chicken was a little bland...needs more herbs and spices next time for me, we have a chopped chicken breast to share for lunch tomorrow to take to Manchester.

    We are both away for the same night in Manchester for the first time in around 8 months, we will go and get some dinner which we can claim back which is pretty fab but I'm guessing everywhere will be packed. I'm quite happy with a nandos especially if company is paying :D

    It does mean a 5am leave time in the morning though *sob* but we can lift share to reduce expenses though.

    Bought a Diet Coke and a frothy coffee at work today as was stuck I a meeting with the big boss....not good on the spends front really.

    Pay day on Wednesday yay, so my little car will get a treat and get filled up ( :D ) it had a poorly weekend as the headlights both blew so £12 on new bulbs and it's on the go again thankfully.

    Off to read more diaries and then get packed for the night away!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • NorthernMonkey1
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    I always love a good Ebay session. I now find that getting rid of junk on there and paying the money off the mortgage is much more exciting then buying more crap I need. I emptied another box of crap from my loft on Sunday, and popped 2 items on there. The more expensive one already has a bid for £135 :D
  • Kittenkirst
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    Wow that's some impressively high value clutter there NorthernMonkey1 and totally living up to that saying 'one mans junk is another mans treasure!' :money:
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Kittenkirst
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    ch4rly2002 wrote: »
    That's really good. Well done on the sales, that's a really good boost and I'm sure it will help you remove clutter. I'm going to have to try and think about whether something brings me joy as I am a bit of a hoarder (you never know when something might come in useful) but the clutter really gets to me so something needs to be done! Plus, if i can get something back for it then it's a bonus :)
    I think aiming to add 5 a week is a good target. It's such a bore listing items so if you do it in moderation it should stop you getting fed up (and it won't take all your time from the lovely gf).

    Charley- I didn't think I was much of a hoarder really however looking over the last few years I have done some eBay sales each year and they've amassed a good value....last year we did two car boot sales and there's still more boxes of stuff for this year...roll on march/April for more stuff out of the house!

    I've really found the Marie Kondo book (won on a competition- yay) good inspiration for organising and reducing the 'noise' in the house and for putting things in perspective for me,I found that I kept a lot of things as I'd spent good money on them,but then didn't ever use them so they made me feel guilty whenever I found them. I don't need the negativity so am selling those and ridding myself of the guilt :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • debtfreeoneday
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    I do think getting rid of the clutter is good - makes me feel a lot better!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • themadvix
    themadvix Posts: 7,943 Forumite
    Mortgage-free Glee! Photogenic First Anniversary Name Dropper
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    I've found that however much I get rid of, I can always find a bit more (and I've never been a hoarder, there's just always something else that can be got rid of). I'm looking forward to the car boot season starting too, KK - as you say, more stuff leaving the house!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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