A Diary of Reinventing Ourselves

JustAboutThere

Forward_thinking wrote: »

Quick question for everyone. Is it possible to buy a private reg really cheaply e.g.. less than £100. Is this possible? I will be judged by my car reg in my work. People will expect me to have a newish car in my profession - that sounds awfully shallow I know. It's a lovely car and looks pretty new but it's almost 13 years old. Is there any way I can change this? Having such an old car is something I am going to be very aware of when I go to visit clients. Puts on armour and gets ready for the backlash : )))))

What about a compromise?

First, get your clients - they're paying for your expertise, really - not the car, although I understand what you're saying about perception.

Second, when you've earned the cost of a private reg - then you can buy it.

I bet you'd be really chuffed when you get it and know it didn't add to any debt.

greensalad

Forward_thinking wrote: »

Quick question for everyone. Is it possible to buy a private reg really cheaply e.g.. less than £100. Is this possible? I will be judged by my car reg in my work. People will expect me to have a newish car in my profession - that sounds awfully shallow I know. It's a lovely car and looks pretty new but it's almost 13 years old. Is there any way I can change this? Having such an old car is something I am going to be very aware of when I go to visit clients. Puts on armour and gets ready for the backlash : )))))

I don't think you can buy them that cheap. Also I really think you should think long and hard about whether it is required.

I don't think I've ever looked at someone's car reg when hiring them for anything at all. I just wouldn't even look. Either way, you can't put a new reg on an old car.

If you think it's 100% required, then I would say the key is that you must save for it.

FalseEconomist

Isn't it funny, I have never judged a car for being old, but I've always judged private plates a bit, thinking 'Bloody showing off how much money they've got'.

Perhaps people only get them to hide the fact they haven't got money?! Never thought of that before.....

It would be cool to get them with perhaps the initials of your business or something, makes the business look really successful (as I'm sure it is/will be) and inspires confidence in the clients...

pink68

We've bought personalised number plates at work with the company initials (to cover how old and shoddy our vans actually are) and they are usually £250 each from the dvla.

Get a few clients, park down the road then save say £20 from each client to pay for it.

Forward_thinking

Thanks. Idea stalled for now. Got enough to pay for - thought it would be cheaper. I'll park down the road : ))

mangle101

Handful of ice cubes in the tumble dryer will remove the creases 👍

liuhutOz

Just about the ironing, when I was studying and working, id get up at 6am one morning a week, set something on IView (think its BBC Iplayer in the UK) and catch up with a program while I ironed, anything that didn't get done went on hangers and hoped that the creases would drop out, one hour a week job done :-)

Forward_thinking

Ha. Loving the ideas about ironing - thank you : ) Who needs to worry about debt when you can worry about ironing. Good news - I don't need to do any ironing tonight as it's all wet again : ))

It's been a really good day with some positive signs. I have a meeting which may lead to multiple clients - we shall see. OH has signed a new contract which now takes us up to 2017. Although nothing is guaranteed, we can feel slightly easier that he should be secure for this year. Which is great. Even better, the contract signed today sees an increase of £1600 a month (on months he doesn't take any holiday). So that's an increase of £19k if he doesn't take a single day holiday:T Just need to go and get that whip.

I've got a feeling things are on the up. We both apologised to one another tonight and OH said he feels we are starting to resurface out of the mud. I pointed out that we now just need to work out the company loan - once again he told me not to worry about that and he will take the hit. Really frustrating to hear him say that as I know we can pay it off if we work really hard together. If we work our hardest we can be bringing in 200k together. He says he needs to get the accounts done in the next couple of weeks so we will know where we stand.

Anyway, I won't focus on that today. I'll focus on the positive progress achieved today. Off to do some work on my side. Need to get cracking.

getmore4less

Forward_thinking wrote: »

OH has signed a new contract which now takes us up to 2017. Although nothing is guaranteed, we can feel slightly easier that he should be secure for this year. Which is great. Even better, the contract signed today sees an increase of £1600 a month (on months he doesn't take any holiday). So that's an increase of £19k if he doesn't take a single day holiday:T Just need to go and get that whip.

I've got a feeling things are on the up. We both apologised to one another tonight and OH said he feels we are starting to resurface out of the mud. I pointed out that we now just need to work out the company loan - once again he told me not to worry about that and he will take the hit. Really frustrating to hear him say that as I know we can pay it off if we work really hard together. If we work our hardest we can be bringing in 200k together. He says he needs to get the accounts done in the next couple of weeks so we will know where we stand.
.

Thats only an £80 a day increase what happened to the £150?

Still don't have a clue how much of that will hit the bottom line after tax and the company accounts and loans are sorted out.

Hubby is still using, I don't have a clue or it's too complicated for you to understand speak.

You need to know exactly what can come out of the company each month for the next 2years(or end of contract) or you will just end up spending money before you have earnt it again.

getmore4less

The other thing that is niggling in the back of my mind is hubby was all protective about the finances and annoyed about the car money(he still took it), this is the second family financed bail out in 2 years yet he seems to no hurry to try to pay either of them back as a priority with this pay rise it's all about if we pull in £200k everything will be OK.


You do realise that with this smaller than expected rise that you now need to pull in a lot more to hit that magic £200k gross pay between you.