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NST: February: Back to Basics.

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  • Fmess
    Fmess Posts: 2,920 Forumite
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    Me please, thanks for running it Apple :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Calling14
    Calling14 Posts: 3,498 Forumite
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    Was going to have a month off but something Welsh Kitty said struck a bell. Will hopefully clear cc1 this month. Count me in - can I have no 13 please.

    Fab challenge, however will be making the most of my last month of box sets - otherwise will cut down fbook use.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • dolly84
    dolly84 Posts: 5,851 Forumite
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    Count me in Apple. Thanks for setting up the new challenge.

    I'll post all my budgets on the 1st.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • thriftylass
    thriftylass Posts: 4,016 Forumite
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    Oh me please again. January was a bit of a mess but cam out ok. So need to be kept on the straight and narrow. Can't wait to join in again. Is number 14 still open :) Ta
    DEBT 06/24: CC 6347 5120 £2350 £2150, OD £500 300, Other £3100 £2650 2199 Planned debt free date: Dec 2024
  • mothernerd
    mothernerd Posts: 4,832 Forumite
    First Anniversary Name Dropper First Post Debt-free and Proud!
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    Please sign me up applemuncher.

    Advance warning. I am not reducing my outings. I need to go out more - i am still owed one outing from the challenge two (possibly three) months ago.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • apple_muncher
    apple_muncher Posts: 14,840 Forumite
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    mothernerd wrote: »
    Please sign me up applemuncher.

    Advance warning. I am not reducing my outings. I need to go out more - i am still owed one outing from the challenge two (possibly three) months ago.

    You can have all the outings you like, mothernerd!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • crazy_cat_lady
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    Yay! It's almost payday!!! As I've sat down and budgeted February I thought I would come on here and declare my goals for the month ahead. Once I've written it all down then I've committed myself and will stick to it.

    [*]What is important to you? My chosen focus for February is work-life balance, and making sure that I commit to only a fixed number of hours per week. Otherwise I will burn out.
    [*]Cut back to the basics. Be austere. No fear with this, we're about £1000 down in cash for the month ahead. Meals are planned, bulk shops for people and cats are ordered and I'm crossing everything that we survive the 29 days
    [*]When is your Debt Free Date? No debt free date, but an aim to break even
    Food: Set your budget and stick to it. Can you reduce it by 10%? Monthly food and cat food shop ordered. I'm hoping that this will help me to cut my grocery bill.
    Every penny has a purpose and a job. I have a few extras to find money for this month. One set of cat vaccinations, a new pair of shoes for ds and one outing planned. I never get a night out and want to make sure dh and I reclaim a date night at some point. YNAB is done and it's tight but doable.
    Buy a homeless person a tea/coffee; donate to a foodbank or the trussell trust; volunteer. I will donate to our local foodbank.
    Recharge your batteries. This needs to be r&r with my crochet/knitting/light workouts, and sleep of course.
    Use what you have before replenishing Plenty to do here.
    Avoid the virus that puts the over-riding feeling of ‘want’ beyond what you actually ‘need’. Mindfulness...
    Reduce your outings. I didn't have any outings in January but have one, or two planned for Feb. One is already paid for, but date to be set (Groupon) and the other is about having a date night with dh.
    Yellow stickers are your friend. I'm happy to aim for 16 nsd's to keep me on the straight and narrow.
  • XSpender
    XSpender Posts: 3,811 Forumite
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    Please count me in again this month.

    Must try harder :o
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Calling14
    Calling14 Posts: 3,498 Forumite
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    Thanks for my number Applemuncher and for this basics challenge x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • themarsbargirl
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    Count me in again please!
    Credit card respend 2551.58 (15/02/17)
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