We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Dancing in the Rain
Comments
-
Good luck with your gym goals DIA! I always try to get back into running but it's just too hard to fit it into my life right now and I much more value my down time at the end of the day rather than heading out for a run at 9pm...then shower...then straight to bed. Once my crazy couple of months are over, maybe making time for exercise will be easier.
You're right, though, it's great for the mindenjoy!
CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
Good luck with your gym goals DIA! I always try to get back into running but it's just too hard to fit it into my life right now
TODAY
I returned an item I should have got £16 for but as I had left it for 4 months I got the sale price of £10. I attempted to argue my case but half-heartedly as it was 4 months of saying I will return this. I didn’t like it enough to start with but thought it ‘would do’ but it did not
I sent off my pay claim form for my other job and posted it :T
I sent off the claim for the £8 owed to me :T
I printed off PPI application forms and read PPI info. I will get the addresses to write to see if the organisations I had loans/credit cards with have PPI on them next week.:T
Ate BADLY today. Really BADLY. I need to get to IK£A so I can start prepping. My favourite, most sustaining breakfast is scrambled eggs. I am going to trial a food flask for eggs next week.
A late night coming up again, although it has to be said, last night I had 8 hours sleep instead of 6 and I felt so much better all day
I trialled a rucksack after being a 4 bag lady yesterday. It worked. Also more comfortable on my neck
I hope you all had positive days out thereIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
It is dry and sunny for my WFH today
Rain is expected this afternoon but for now the weather is bright and lovely…
Household tasks
Washing-Up X4
Ironing done and packed away
Ironing board decluttered and packed away (first time in weeks)!
Washing done and drying
Food prep
Chicken pot cooked and cooled and now in fridge
Grated courgette and beetroot for fridge
Stock taken out the freezer for future soup
Decluttering
Flowers dumped (they were ugly)
Glasses in charity shop bag
Placemat/Plastic wallet/
Old nightie, now cleaning rags
After work I went to IK3A and got the glass stacking dishes the personal trainer recommended. I also bought an open mouth food flask for either scrambled eggs or hot porridge for away from from home breakfasts.
My kit was washed today, so later this evening I will book an exercise class for after work tomorrow.
A good productive day for me
I hope you had a good day too readerIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I WFH today.
I did some clothes washing and tackled dishes X4.
I made some mini meatballs… but then I’ve eaten them all
I chopped yellow and green peppers to keep in the fridge
My mood was low today
It feels like there are so many things I need to do and buy and life is passing me by. I feel impatient that I still have debt and I can’t sort out the house or have a shower at home or buy cream eyeshadow from Chanel and order organic veggies in from a food box scheme. I get fed up with YS hunting.
I went out after work to find a hair and shower wash for my gym bag. I still need flip flops, a wash bag and other bits of kit...
I went to a store and tried out the new Chanel cream eyeshadow and it suits me so well. It looked like sheer tights for my eyelids, but it cost £25 and this month after buying a phone outright I don’t have the money
I did not exercise tonight, preferring to stay in and feel sorry for myself. If I go tomorrow I still meet the goals I set at the beginning of the week.
My eyebrows are a state too
I hope you had a better day than I did.
Edited to find something positive...
--There might be shooting stars tonight
--It did not rain so my coat was washed and dried
--A friend bought me ticket to an event at the end of September. I offered to pay, but she wanted to treat meIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
On the positive side you only have about 4 months to goI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I appreciate the positivity Beanielou, although to pay off £7,500 in 4 months I would need a payment of £1,875 per month. In 6 months? I would need £1,250, I don't have either sum monthly. So, I still have have some way to go.
I am concentrating on exercise today to lift my mood
Have a good Sunday everyoneIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Ok so you had the money to pay for the September event. Ring fence it. Work out what if anything you need to add to it to get the eyeshadow. Divide by four and squirrel away each week. If after 4 weeks, you've hit your weekly gym target, buy it. Just make sure it's from somewhere that gives you points! When I was in serious debt and struggling! I tried to do without perfume. It really brought me down. We are here to live not just exist. So, get a strategy to get the eYeshadow. TheN everytimE you apply it, you can recognise your achievements.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
-
Such a helpful post INOD
I will do exactly what you suggest after my 4 weekly target is achieved.
Thank you.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Here's a random question for you. Do you have funky wellies?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
-
Wellies yes. Funky? Debatable...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards