📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Dancing in the Rain

1…104105107109110…226

Comments

  • beanielou
    beanielou Posts: 95,999 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Baby steps :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    You can do it. Just remember to breathe.

    Fortune x
    https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
    Working at Living
  • doingitanyway
    doingitanyway Posts: 10,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Today was my interview for my proposal. Not only did they said yes but they wanted me to divide the material in two and create two courses.

    This will really help with being on target for my DF date :)

    Really pleased, but also a bit scared. :o

    I know, I know. Maybe this is a part of myself I need to learn to manage. It’s a problem. Starting to wonder if I need help with this. Even when good things happen there’s a little voice inside me that says ‘okay so you’ve got this far doesn’t mean you can actually pull this off…’

    I used to be so confident, not sure where that confidence went but I want it back.

    Anyway, a good day for me and I hope it was a good day for you too.

    DIA x
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,999 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Excellent news :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Brilliant news. You're doing so well. The lecturing sounds a wonderful way of you getting the DF plans in place. I know what you mean about several new things arriving at once, and ones where it's you, rather than a group/team, at the 'front' so to speak..it can be overwhelming. Generally I find writing lists and getting sleep makes it all seem doable.

    Have a great weekend x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • in_need_of_direction
    in_need_of_direction Posts: 7,769 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done and v good advice from brizzle
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Awesome news on the lecturing front! You should be really proud of yourself :)

    Now to keep those confidence levels up! This will make a massive difference to your DFD and allow you to still have a life at the same time.
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • doingitanyway
    doingitanyway Posts: 10,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thank you for the positive comments ladies :)

    Brizzled, how right you are. On the evening of my interview I fell asleep exhausted and woke up from a deep sleep 4 hours later. I cleaned my teeth and went back to sleep for another 6 hours!

    I feel so much better for having had that sleep :)

    I will make a list of actions in my bullet journal to further decrease my stress and convince myself I have it under control and I do. Actually. See JoJo I am working on keeping my confidence high :)

    I ordered my Kindle and my new creative industries boss is happy for that work to wait until next week :)

    I canceled the handyman until later on in the month. He was fine and I needed a few days of no additional stress.

    Now I have additional work I have been fantasising about dropping a days work to pursue my own creative project. If I come on here suggesting this is an option please remind me it isn’t. I STILL NEED TO WORK FULL TIME UNTIL NEXT YEAR.

    I can however fantasise about taking 6 weeks unpaid leave to do a creative project this time next year. My annual leave will be used for creative projects until then too and that is just as well as I have no money for holidays abroad until I am debt free

    I will be rejoining my gym tomorrow and fighting for a very good deal. It will still be expensive :eek: but necessary as swimming and steaming etc keeps me on an even keel so I will budget to prioritise it

    I am avoiding going to MnS for wine and crisps. I have decent food in and anyway it has just started to rain….

    Last week it was Casualty and a gum infection. :(

    This week? Casualty and no gum infection. Life is on the up :)

    Happy Saturday everyone ;)
    DIA x
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    You sound so much more positive, DIA! That last post was a lovely read :j

    I will do my very best, as an avid reader of your diary, to dissuade you from dropping a day at work, taking on extra projects and being down on yourself. I'll also encourage the confidence at any given opportunity, or even when there is no opportunity!

    Enjoy casualty, being smug in the knowledge that you have no pain and those poor characters, I'm sure, will have lots of it!

    Speaking of avoidance - my eldest (only 4, might I add!) was banging on about having "Old MacDonalds" for lunch...I felt weak, I couldn't be bothered thinking of what to do for lunch, my youngest was needing a nap...and I was tempted. But instead, I suggested toast and pate with a fruit picnic to share and there were whoops of joy from the back of the car. PHEW! Dodged a bullet there. The wine and crisps from M&S...I'm not sure I'd have avoided that though!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • beanielou
    beanielou Posts: 95,999 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Only 10 months(or 9?) til you are debt free & then you can drop a day :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 599.9K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture