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Dancing in the Rain
Comments
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Yes beanielou only 10 months to go and I CAN THEN go down to 4 days. Something to look forward too. I'll keep plodding on until then
What a lovely post JoJo. Thank you for all the positivity
I love the story about McDonalds. Don't you love that this journey boosts your creativity? Anyone can say yes and throw money at the situation, but to come up with a plan that saves money and gets whoops of joy from the back of the car? Just greatIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Knew you could do it Dia - go you :j:j:j
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Kitchen is a disgrace again but it can wait as I need to get out of the house. WFH for a few days now and feeling a little stir crazy :eek:
Decluttered to charity shop
Basket
Top
Bra
Scarf
Deep fat fryer basket
Slippers
I realised I still had money in my purse and that is down to 4 NSDs this week.
I need to get out of the house today as there is sporadic sunshine between the rain. I also need the chemist, the health shop (I am starting on vitamin D) and some good quality chocolate. All essential items I am sure you will agree
I decided not to join the gym until I have my full kit so I am hunting for a swimsuit and trainers today too. Getting kitted out is another expensive part of joining a gym so I am doing it bit by bit.
My gum infection is winning again if it doesn’t get combated this week I will go to the GP for antibiotics
Had a chat with a friend who is now mortgage free. She is older than me and trying to hang on at work for another 2.5 years. We both agreed to work full time until Christmas and review what we do for 2018 over a glass of bubbles.
Wishing you a lovely Sunday
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Spent a fair bit on organic chicken. I spent £15 and the full cost would have been £24. Not a massive saving but a saving none the less.
I was quoted between £18 and £7.50 in the health shop for Vit D. I went to HnB and picked it up for £4 in They have a half price offer on.
I made soup today. Lentil, tomato, courgette and black eyed beans. Really very good.
I am going to start taking vits and supplements every morning with breakfast. That means starting a morning routine. My mother used to set the table for breakfast the night before and I think I’ll start to do the same. I’ll keep the breakfast small and simple except on Sundays when I’ll do a cooked breakfast. Angelpye had a great Falubert quote "Be regular and orderly in your life, so that you may be violent and original in your work." Planning on living by that much more…:)
Some nice yogi tea purchased today. Black tea interferes with iron absorption so I’m avoiding it until my blood improves.
I bought a book today. A hardback I wanted. I don’t think it has been read at all. The book cover price was £18.99 and I paid £3. I need to be careful with clutter but I was pleased with it.
Off to have a bowl of soup.
Today has been full of little pleasures. A rainbow. Using my Nero stamp card for a free coffee. Finding a book I wanted. Lovely new tea. Good soup. An uplifting chat with a friend
Happy Sunday
DIAIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Just caught up and you have been busy - WELL DONE YOU on your interview, how fab! And another £1K barrier busted
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Evening DIA.
First of all, many congratulations and a massive well done on the tutoring work. So pleased for you :T:T:T They must have confidence in you so please try to remember that. They want you to do 2 courses, not one. That says a lot.
And only 10 months (or less) until you're debt free! You're nearly there! That's a huge deal. You had your LBM, you set your mind to paying off debt, and you are doing it :T:T
Ah how lovely to plan next year and doing less work work but more creative work. That will be a huge reward for becoming debt free.
Have a lovely week, hope the gums settle down :eek: xDebt Apr 15 - £6895.44Apr 17 - £2500
Dec 17 - £560
July 18 - £199
CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
Every penny is a prisoner0 -
Your Sunday sounds lovely
glad you enjoyed! Enjoy the book and tea.
CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
Hi DIA
I haven't been around much with one thing or another but I just wanted to say a massive congratulations on all that you have achieved so far this year.
You might not think it sometimes but you have done so much in such a short space of time.
Believe me I totally understand when you mention having low days, you only have to look at the time I'm posting this. But we will get there.
Tink xxAs of 31st December 2018 Total Debt = £15837.59
DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
DEBT 9 - £2964.25 DEBT 10 - £4349.390 -
Forgot to say, well done with still keeping up with your journal. I'm still adding to mine. Have you thought of doing a 5 or 10 year plan?
Tink xxAs of 31st December 2018 Total Debt = £15837.59
DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
DEBT 9 - £2964.25 DEBT 10 - £4349.390 -
Tink, lovely to see you here but so sorry to hear you have been unwell. I haven’t been great either but I seem to bounce back in a few days or a week or so. I know that I was lots better when I could swim so I am looking to get back to my gym in the next week or so. Have you thought about what might keep you feeling well Tink? Hoping that when you finally move into your mum’s house it will help. You will have support, your outgoings should be less and you can make a fresh start. It will be great!
I will be doing a 5 year plan good idea Tink. My BJ is nearly over, so in May I will start a new journal. This whole BJ has been one of the reasons I think I have made so much progress recently as I can see what I need to do. Everything is visible and measurable. I can't thank you enough. Bullet journalling has been such a BIG thing for me. I am also so much more organised and focused. LOVE IT
Hey JoJo I don’t need to ask if you had a nice weekend as tapas was involved and tapas makes you happy
Nice to see you here Orange Ena, thank you for the positivity. You always make me see myself differently when you post. I must stop my negativity because I am doing very well if I think of where I was this time last year
Thanks Rosa. I am really pleased about the second income work and amazed they are putting on 2 courses that I created. Combined with my additional tutoring over the Summer term I should be able to make my DF date as I can now deal with the shortfall. Now my panic has subsided I can see it has helped with renewing my confidence.
Hoping everyone has an excellent start to their week
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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