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Weds 13 jan 2016. What small dfw stuff will you do today?
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Morning all and well done Bob,
Today I will smile andNSD
check bank
take lunch from the fruit bowl again
have a better day
Hope you all have a good day too
V x0 -
Morning all
Still not feeling the love - just an impending sense of dread and doom. I got to sleep not long after 11 last night, which is fab until we factor in that ds has been up since 5 after a nightmare... Ah well. It is hump day so should be easier here on in.
List for today:Check banking and PAD
Mark a set of books
Full day of teaching
Meeting before and after school!
Do some exercise! This should help my mood a bit
Do some crochet
Sneakily nag dh to do something during the day today
Get the kids helping with housework
Read through my CBT stuff and try to prioritise myself
Think that will do for now.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Morning all
Thanks for the start Maria
Well done on paying off your business debt Bob - what are your plan going forward, or do't you know yet?
((Hugs)) CCL - take care
Grandma day today, and little GD will be here in a minute (so all hell will be let loose :rotfl:) and my list will necessarily be very modest today!
Heating on already - not MSE, but can't have it cold in here for the little one :eek:
Not planning on any spends
OH bought lots of bits back from the social thing he attended last night, which will do for lunch and delight GD :rotfl:
Cook turkey I got the other day for half price later, will have a meal from it tonight and portion up and freeze the rest
Portion up and freeze the spiced red cabbage I made yesterday (will keep out enough for dinner)
Bring in the quiche I made yesterday from the meat safe in the conservatory if it gets warm out there (it is at least as cold as the fridge at the moment :eek:) I didn't have room in the fridge for it last night but once the turkey goes in, the fridge will be free-ish again
Entertain GD for free, must get ready in a minute
And fit in dog walks x 2 (OH will do the first one)
Any surveys, FPL etc (this will have to wait till this evening)
Right, better get prepared for dealing with the naughty baby / puppy combo. Will check back later
Hope everyone has a good day and beats the January gloom!0 -
Morning all, thanks for starting Maria
Bob - many congratulations on your final HMRC payment! :T
CCL - hope you feel perkier soon
The sun is actually shining here today. What a pity I'm sat at work with my coat on :rotfl:
Finally a NSD for me today
All meals from stores and I've brought a packed lunch to work. OH didn't do his batch cooking the other day so he's doing it today instead
2 hours overtime at work
Read Martin's email at lunchtime and do some surveys if possible
Snuffled some free chocolate from the staffroom
FPL to check
Banking checked
MUST do some ironing tonight - it really is my nemesis!
Have a fab day all02 0% £719.20 £599.32
Creation 1 0% £1,829.88 £1,443.24
Creation 2 0% £604.80 £588.00
Car Finance 10.9% £17,163.84 £3,218.22
Credit Card 24.9% £815.94 £733.53
Total £21,133.66 £6,582.31 69% PAID
Mortgage £128,560 £115,200
Long-Term Savings Pot £0
Debt-Free Wannabe Diary0 -
Morning All,
I have just got up!! :eek:
Today in no particular order:
Washing machine on.
Check online banking.
Check savings account.
Hubby currently ironing!!well if he doesn't do it no one will.
Hopefully a NSD but I have lost track already this month:(
Can't wait for Friday as I have a job interview :T
This is all.
Have a good day people. Keep smiling.Money scares me.:eek:
Honesty update will arrive shortly......:o0 -
I paid off one of my overdrafts using the money i got for selling xmas gifts i was given. £350 paid off, £5000 to goDMP - JAN 2016
[STRIKE]Estimated DFD - August 2018[/STRIKE] December 2016
100% Paid0 -
Morning all!
Finally sorted out that draw and its amazing how much space there is in there now! And yesterday was NSD!
Had a doctors appointment this morning and they weighed me and I have put on 4.5lbs since I was last weighed there - which was over a year ago but still not happy! Blaming Xmas!
Ally - re de-icer - I just fill a milk bottle up with luke warm water and poor it over. Find it de-ices and de-mists at the same time!
Bob - Congratulations on your milestone!
Today I have/will:-
* Eat breakfast!
* Check banks
* Pay £1.75 received from Quidco off CC
* Take lunch to work
* Defrost car using water
* Charge phone in work
* Update signature, spreadsheet and snowball
* Drink lots of water at work
* Check FPL
* Look into cheapest eye tests as eyes feeling very strained at the moment
* Finish and print letter in work and "womble" an envelope and stamp! Really must do this today!
* Print mortgage paperwork at work, read and sign and "womble" an envelope and stamp
* Make pizza bases for dinner
* Dinner from stores
* Sort out laundry!
* Clean out bottom of fridge
* Wipe down shower after use
Think that's everything for today. Hope you all have a great day and the tired ones have sufficient caffeine to get them through!Debt as at 5 June 2023 - £15,600.89
Current debt - £5,555.00
Total paid off - £10,045.89 (64% paid off)0 -
Good morning all
Been a busy day at work so far today however only working until 6 then a little 8-12 shift tomorrow so that feels like nothing!
Feeling slightly queesy this morning, I've been cutting down the alcohol so instead of beer I bought myself some alcohol free beer instead at the weekend and had a couple of bottles last night, I've read a few places that some people can be allergic to the ingredients, don't know whether it's the placebo effect or genuine!
On the DFW front very little again today, don't get paid until Friday unfortunately that's when I can start making some real progress.
I applied a couple of days ago for a 0% balance transfer deal so hopefully have a letter waiting for me when I go home for lunch.
Hope you all have a good day!
J0 -
Morning All!
Today can't be a NSD for us as we've got baby group for £1, but apart from that it should be a cheap one.
I'm going to:Go through our online food order to make sure there's nothing unnecessary and trim where I can
Check online banking
Continue to declutter the house to make it easier to keep on top of
Check on ebay sales
Start February's meal plan
Use up the salad and cottage cheese that's beginning to look a bit past its best for lunch. Might make a jacket spud to go with it. Yum!
Figure out if I can transfer some old VHS onto the computer without paying a company to do it for me.
Go through the bottom of my wardrobe, which is full of 'too small' clothes from before I had DS2, to see if any now fit. I'm so bored of all my clothes either being too big or too small!
I think that's about it for me today.
DebbieHIGHEST DEBT £63,300 LBM 27/5/2020 DEBT FREE DATE 31.08.20220 -
Afternoon all, Thanks Maria for the start.
Bob, great news about the last payment
Hi to everyone else
Its been a spendy day here but it was planned so all ok.
Today's list
Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Walk at least 7000 steps to get bounts points :A
:starmod: Eat for health
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed
Daily jobs:
:starmod: Wash a load at 30 degrees :A
:starmod: Hang washing on the line if dry/radiators if not :A
:starmod: Check banks/update spreadsheet :A
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything) :A
:starmod: Use something out of the food use up box
:starmod: Plan today’s meals from stores :A kids having leftover sausage mash & veggies, we'll have mash veggies & salmon from the freezer
:starmod: Make families lunches for tomorrow :A
:starmod: Minimum heating on (set for 30 mins before dh gets up), plenty of blankets & jumpers available :A
Tidy home = Tidy mind
:starmod: Hoover carpets :A
:starmod: Clean the kitchen using minimal products
:starmod: Tidy at least one cupboard :A Bathroom cupboard sorted and 4 different razor handles of dh's binned
:starmod: Gather together items for the cs :A Added a couple of kids paint brushes that haven't been used
Money making schemes
:starmod: Inbox pounds 4 searches :A
:starmod: Swagbucks
:starmod: Check Fpl :A
:starmod: Check luckyphone :A
:starmod: Check for surveys
Freebies/vouchers/offers
:starmod: Check 02 priorities
:starmod: Check tcb/quidco
:starmod: Check cos/shopit
Extras
:starmod: Make a date cake
:starmod: Into town to get my hair cut (my dad's been trimming my fringe to keep on top of it for me since before last summer, it has been thinned out loads and feels so much better :A - used my town's loyalty card which gave me 20% off the price too :A
:starmod: Picked up placemats i'd ordered from wilko's as I was in town :A
:starmod: Mum treated me to a breakfast in town using my sisters staff discount card :A
:starmod: Called into Co0p and got some ys bits :A Will meal plan around these tomorrow. :A
That's it for now, better get on before kids get home :eek::eek::eek:
More to follow0
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